Australia just overhauled the rules for property investors, and if you're a Kiwi thinking about buying a home across the ditch, you need to know what actually applies to you. In this episode, Vincent Turner sits down with mortgage broker Paul Davey, who holds a degree in economics and specializes in helping New Zealanders navigate the Australian property market, to unpack the government's latest budget changes.

They break down the removal of negative gearing on existing homes, the tightening of capital gains tax concessions for investors, and the new ban on self managed super funds borrowing to buy residential property. More importantly, they explain why these changes target investors, not owner occupiers, and what that means if you're simply looking for a place to live.

You'll also hear why the media may be overstating how far the property slowdown has actually gone, what lessons New Zealand's own post COVID market correction offers Kiwis watching Australia right now, and how the NZD to AUD exchange rate should, and shouldn't, factor into your decision to move.

Whether you're actively house hunting in Australia or still weighing up the move, this episode gives you the context to make a considered decision instead of a rushed one.

Topics covered:

• What Australia's negative gearing and capital gains tax changes actually mean
• Why these changes affect investors, not everyday home buyers
• Whether Australia is heading toward its own New Zealand style correction
• How to think about timing, exchange rates, and risk as a Kiwi buyer