"There's a difference between having insurance and truly being made whole." — Preston Akers

Insurance is no longer an afterthought in real estate transactions — it has become one of the most important parts of protecting a property investment.

In this informative episode of the Real Estate Mail Bag, the hosts sit down with Preston Stroop of Lockeland Insurance Advisors, Preston Akers, Vice President of Centennial Roofing, and Dori Howarth, sales and project manager at Centennial Roofing with a background in public adjusting, to discuss the rapidly evolving property insurance landscape and what homeowners and real estate professionals need to understand right now.

The conversation explores rising homeowners' insurance costs, how market changes are impacting buyers and existing homeowners, and why understanding policy details matters more than ever. The group also breaks down the three primary types of homeowners' coverage, common misconceptions about policies, and the critical difference between simply "having insurance" and having the right protection when disaster strikes.

Listeners will also learn:
• Why carrier selection matters more than many people realize
• What public adjusters do and when they can be invaluable advocates
• The biggest mistakes homeowners make during the claims process
• What insurance carriers evaluate during underwriting
• Practical ways to secure stronger coverage at competitive pricing

Whether you are a homeowner, investor, Realtor, developer, or industry professional, this episode offers practical insight into one of the fastest-changing and most important aspects of property ownership today.