Ep 135: The Case for Cheaper, More Open Payments - Lincoln Mali
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Ep 135: The Case for Cheaper, More Open Payments - Lincoln Mali
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A more open, competitive payments system could reshape how South Africa transacts - but key reforms are still taking shape.
Michael Avery spoke with Lincoln Mali, CEO of Lesaka Technologies, about the progress made in reshaping South Africa’s payments ecosystem and the reforms still needed to unlock greater competition. They explored the shift away from bank-led self-regulation, the potential of activity-based regulation to open the market to fintechs, and why lower costs, greater transparency and more accessible digital payment options could benefit merchants and consumers alike. The conversation also examined the potential of PayShap and a unified QR standard to accelerate digital adoption, as well as the importance of regulatory clarity in turning reform into meaningful change.