Are you confused about why mortgage rates suddenly jumped—and what a conflict across the world has to do with your buying or refinancing plans? Are you wondering if you should pause or push forward right now?

In this episode, Seth breaks down how rising tensions in the Middle East—specifically disruptions in the Strait of Hormuz—are shaking global oil supply and driving inflation higher. As oil prices moved up, mortgage rates quickly followed, jumping about half a point in just days and putting many refinances on hold.

Seth also shares practical advice for navigating the uncertainty, encouraging buyers and refinance clients to stay proactive instead of waiting on perfect timing. He explains what could happen next and how shifting global conditions may impact rates moving forward.

Episode Breakdown:

1. 00:00 Getting Political Today
2. 00:45 Show Intro and Context
3. 01:15 What Sparked the Conflict
4. 02:18 Why the Strait Matters
5. 04:39 Oil Shock Hits Rates
6. 06:18 Stalemate and Endgame
7. 07:05 Refis Put on Hold
8. 12:49 Advice for Buyers
9. 14:14 Where Rates Go Next
10. 15:18 Wrap Up and Callouts

If you’re trying to decide whether to refinance, buy now, or wait things out in this volatile market—this episode will help you think through your next move.

If yes, then this episode is for you.

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Watch the full episode on YouTube: https://www.youtube.com/@MovingSucksPodcast