You've spent decades saving and investing for retirement. But what happens when it's finally time to start spending that money?

In the first episode of On Course, I share a real conversation with someone approaching retirement who has done many of the things we're told to do financially. He's accumulated assets, built retirement income, and put himself in a strong financial position. Yet there are still important questions to answer.

We explore the transition from accumulating wealth to actually using it, including:

- How do you know when you've saved enough?

- What happens if the market declines early in retirement?

- How do pensions, investments, and other assets work together?

- Can whole life insurance cash value provide flexibility during retirement?

- How do you balance enjoying retirement with protecting your spouse and leaving a legacy?

The bigger question isn't necessarily whether you've accumulated enough money. It's whether you've built a plan that gives you the confidence and flexibility to use it.

On Course explores the financial decisions, real-world experiences, and different approaches that shape how we build, control, and use wealth.

Interested in learning more about Infinite Banking?

My Start Here page provides a structured learning path, including introductory videos, recommended reading, and additional resources to help you understand the concept and determine whether it fits your goals.

https://www.blueskiesic.com/start-here

Want to stay connected?

Subscribe to my free monthly newsletter for perspectives on Infinite Banking, capital control, and broader financial strategies.

https://welcome.blueskiesic.com/welcome

About the Host

Andy Tenenbaum is the founder of Blue Skies Independent Capital and an Authorized Infinite Banking Practitioner through the Nelson Nash Institute.