Elaine shares her story as to how she went from being oblivious about her money to being a steward of her financial health. She saved time, money, energy and interest! Today she lives completely debt free and able to give to others as her heart desires. Feel free to contact Elaine here: Evergara28@proton.me

She learned the Dave Ramsey method and put her own flare to it.

His method essentially says: 'Less about math and more about behavior. Ramsey prioritizes focus, discipline, emotional wins, and avoiding debt entirely.

A simple version is: Save $1,000 → Pay debts smallest to largest → Build 3–6 months emergency savings → Invest and build wealth.'

Kimberly also shares a brief recap of the Millionaire Mind Method, "The 6 Jars"

"The deeper lesson The 6 Jars system is not just a budget. It is a money behavior system. It teaches you to: stop letting money disappear unconsciously build wealth before spending everything enjoy money without guilt invest in personal growth prepare for future purchases give intentionally create discipline with every paycheck.

The heart of the method is: Manage money like a wealthy person before you become wealthy, and your habits will help create the wealth.?

Use this link for access to Dave Ramsey's method, the Millionaire Mind and an excel spreadsheet for each to help you get started. https://www.healingwithexcellence.com/resources-for-financial-success