Remember Eat This, Not That? The 2008 book that said you don't have to be a psycho about dieting. Just swap the bagel for an English muffin and move on with your life. Derek and Kelly do the exact same thing here, except with your money.

No overhauls. No spreadsheet that ruins your Sunday. Just 8 simple swaps that quietly put more money back in your pocket: debit vs. credit, where your savings actually sits, what to do with an old 401(k), term vs. whole life insurance, that big tax refund you're weirdly proud of, how much house to actually buy, the "20% down" rule, and whether paying off your mortgage early is really the flex you think it is.

00:00 First day of school (and the middle school supply gauntlet)
03:26 The game: Financial Do This, Not That
03:44 Swap 1: Debit card, meet credit card
07:24 Swap 2: Ditch the regular savings account
09:44 Swap 3: That old 401(k) needs a home
13:24 Swap 4: Term vs. whole life insurance
16:05 Swap 5: The big tax refund problem
19:01 Swap 6: Don't borrow the max
23:45 Swap 7: The 20% down myth
26:07 Swap 8: Should you pay off your mortgage early?
32:47 Wrap up

New episodes of Millennial Money Matters drop regularly. Like, subscribe, and tell at least six friends (and one enemy).

Small tweaks. Boring on purpose. That's kind of the point.

Connect with Us:
LinkedIn: https://www.linkedin.com/in/derekmazzarella/
Instagram: https://www.instagram.com/millennialmoneymatterspodcast/reels/
Facebook: https://www.facebook.com/people/Millennial-Money-Matters-Podcast/61569837731004/?_rdr