Inside Shriram Finance Strategy Growing Credit Access With Account Aggregator | Manthan by Sahamati | The Core — featuring Vinod Kumar (Chief Digital Officer, Shriram Finance) in conversation with Vamsi Madhav (CEO, FINVU AA) on how Account Aggregator (AA) is expanding credit access and transforming digital lending in India.Shriram Finance operates where traditional credit models struggle serving MSMEs, tier 2 and tier 3 India, and credit-invisible borrowers. Vinod explains why real digital transformation isn’t about replacing people with apps, it’s about empowering field teams, building trust, reducing paperwork, and using consented data to make faster, safer, smarter lending decisions.In this episode, you’ll discover:1) How Account Aggregator delivers real-time, consent-based financial data for better underwriting2) Why Shriram Finance is really in the business of risk assessment, not just lending3) How to build adoption at scale across 3,000+ branches and thousands of employees4) The strategy behind Shriram’s super app and “AI-powered financial companion” vision5) How AA helps beyond onboarding with early warning signals, monitoring, and collections6) Why consent, purpose, and security are critical in a world of rising digital fraudIf you’re into business, fintech, consulting, digital public infrastructure, India Stack, NBFC strategy, MSME lending, and the future of financial inclusion, this is a must-watch conversation.If this episode sparked a new idea, share it with a colleague and subscribe for more Manthan conversations on the future of India’s financial ecosystem.