Wealth is more than money in the bank and this episode challenges the idea that you have to rush, grind, or chase quick wins to build it. Dr. Sev is joined by Stoy Hall, founder of Black Mammoth, for a grounded and insightful conversation about redefining wealth and building financial confidence in a healthier, more sustainable way.

This discussion centers on minority women and women business owners navigating overwhelm, responsibility, and high expectations while trying to grow their wealth. Topics include practical wealth-building steps, the emotional side of money, philanthropy as part of financial growth, and why customized financial planning matters.

Listeners are encouraged to rethink what wealth truly means and to embrace a definition rooted in peace, purpose, generosity, and freedom rather than pressure or comparison.

Stoy Hall is the Founder of Black Mammoth and host of the No BS Wealth Podcast. With over a decade of experience in financial services, Stoy focuses on helping business owners and families build wealth in a way that aligns with their values, emotions, and long-term goals.

His work centers on financial education, implementation, and the Modern Family Office approach, designed to remove overwhelm and help clients live freely, give back, and build lasting legacies.

Contact Stoy at these places:

https://www.blackmammoth.com/our-family

His free resource: https://www.blackmammoth.com/how-to-become-rich-guide

He is Stoy Hall on every social media platform.

************************************

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Join our free community for women: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

Money stress is often framed as a budgeting or discipline problem, but that story misses what’s really going on. In this episode of Dr. Sev Talks Money, we explore why money stress isn’t a discipline problem and how emotions, experiences, and beliefs shape our financial decisions.

This conversation dives into the emotional side of money, financial wellness, and what it actually takes to move from financial stress to confidence. If you’ve ever felt overwhelmed, behind, or frustrated with money despite “doing the right things,” this episode offers insight, relief, and a more compassionate path forward

My guest is Jennifer Edwards, who helps people move from financial stress into confident action. Combining CFP®, Certified Financial Therapist™, Trauma of Money, and Psychology of Money credentials, she addresses what traditional financial advice misses: the psychology, relationships, and emotions driving every money decision. Jennifer has guided hundreds of individuals and couples through financial transformation. Her work across diverse economic and cultural backgrounds provides unique insight into real-world money challenges and the ability to connect authentically with any audience.

Contact Jennifer here:

breakthroughfinancialwellness.com

jennifer.edwards@btfinancialwellness.com

************************************

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Join our free community for women: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

Thanks for an incredible 2025. Season 7 begins January 20, 2026.

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom.

Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

***************************************Join our community of women in the Wealth Warriors Community at no cost: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

***************************************

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan-financialcoach/

What happens when grief turns into guidance? In this episode, Sarah Brady shares her deeply personal story of surviving a 74-car accident that took her father's life, and receiving a six-figure wrongful death settlement at just 17. She opens up about the emotional complexity of grief and money, the mistakes she made with her windfall, and the importance of preparing for the unexpected through wills, estate planning, and honest conversations. This conversation is a powerful reminder that financial education must meet people with empathy, and that preparing your legacy is one of the greatest gifts you can leave behind.

Sarah is a nationally recognized credit and finance expert, writer, and former certified credit and housing counselor. Since 2016, she’s written trusted personal finance content for top outlets like Forbes Advisor, Yahoo! Finance, USA Today Blueprint, Experian, Credit Karma, and Investopedia. With a background in loan underwriting, SEO content, and financial education, Sarah makes complex money topics clear and relatable, especially around credit, debt, scams, and the emotional side of money.

Substack: https://sarahcbrady.substack.com/

LinkedIn: https://www.linkedin.com/in/scbrady

Estate planning websites mentioned in the recording:

https://trustandwill.com/

https://www.estateguru.com/

************************************

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom.

Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

******************************

Join our community of women in the Wealth Warriors Community at no cost: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

******************************

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan-financialcoach/

From heartbreak to hope, this episode shares the powerful story of how Letty Vélez rebuilt her life and business after deep personal and financial loss in the millions. We talk about resilience, reinvention, and what it really looks like to rise again when life doesn’t go as planned. If you’ve ever felt like it’s too late to start over, this conversation will remind you of your strength, your purpose, and the possibility waiting on the other side of courage.

Letty is a powerhouse entrepreneur known as the “Latina Robin Hood,” who has helped clients secure over $9 million in funding. After rebuilding her life and career from deep personal loss, she now teaches others how to rise, rebuild, and fight for what they deserve. She’s the CEO of Vélez Global Enterprises and a champion for women, underserved communities, and access to capital.

Her website: VelezGlobalEnterprises.com/grants

LinkedIn: https://www.linkedin.com/in/lettyvelez/

************************************

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom.

Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Our financial story can be rewritten at any stage of life. This episode explores how resilience, mindset, and mindfulness shape the way we handle money and life’s challenges. From learning to navigate financial independence to overcoming setbacks, we talk about what it means to bounce back stronger and build confidence through every stage of our financial journey.

My guest is Dr. Shanae Jefferies—a sociologist, public speaker, and professor. As a first-generation college graduate and daughter of two Army veterans, she brings a unique perspective on resilience and equity. She’s also the founder of Shanae Shantel LLC, where she transforms research into real-world tools that help people and communities thrive.

Connect with her on TikTok and Instagram @awkward_phd

************************************

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom.

Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Money shame can sneak in even when we’re doing “okay” on paper. It shows up as guilt, self-doubt, or that quiet feeling of never being enough.

In this episode, I sit down with Meghan SeeKamp, certified hypnotherapist and founder of Ingram’s Path, to explore the hidden connection between money shame and power. Together, we unpack how childhood lessons shape adult money habits, and understanding what holds us back is the first step toward lasting peace and confidence with money.

Meghan is the founder of Ingram’s Path and a certified hypnotherapist specializing in Rapid Transformational Therapy. She works with people who’ve read the books and done the mindset work, but still feel stuck. Together, they uncover and rewire the subconscious patterns holding them back so they can feel calm, connected, and fully at home in their lives.

Connect with her here: www.ingramspath.com

https://www.linkedin.com/in/meghanwseekamp/

************************************

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Join me in Skool: https://www.skool.com/wealth-warriors-community-1025/about

Build wealth that lasts for generations and years to come, because legacy isn’t just dollars. It’s the wisdom, values, and intentional conversations that shape how your money lives beyond you. In this episode, we unpack why mindset and emotional mastery matter, and how to make money serve your mission.

Marcella Mollon-Williams shares her L.E.G.A.C.Y. pregame framework—Legacy Lens, Emotional mastery, Generational goals, Alignment audit, Capital strategies, and Your next move—so you can start building wealth that transforms future generations, not just transfers to them.

Marcella is a Behavioral Financial Advisor™, award-winning entrepreneur, and co-host of the L.E.G.A.C.Y. Pregame Podcast. As co-founder of Legacy Builder Group, she helps first-generation six-, seven-, and eight-figure earners master the mindset and money behaviors that turn income into lasting, multi-generational wealth.

A Certified Master Mindset and Cognitive Behavioral Coach, Marcella blends financial expertise with behavioral science to equip high-income households with strategies that protect and grow their wealth while preserving their family values and mission. Featured in The Wall Street Journal, U.S. News & World Report, and NPR, she is a sought-after speaker who inspires audiences to build legacies that outlive them.

Find her here:

The L.E.G.A.C.Y. Pregame Podcast - https://www.legacypregamepodcast.com

LinkedIn - https://www.linkedin.com/in/msmwilliams

YouTube - https://www.youtube.com/@LegacyBuilderGroup

************************************

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/