What happens when grief turns into guidance? In this episode, Sarah Brady shares her deeply personal story of surviving a 74-car accident that took her father's life, and receiving a six-figure wrongful death settlement at just 17. She opens up about the emotional complexity of grief and money, the mistakes she made with her windfall, and the importance of preparing for the unexpected through wills, estate planning, and honest conversations. This conversation is a powerful reminder that financial education must meet people with empathy, and that preparing your legacy is one of the greatest gifts you can leave behind.

Sarah is a nationally recognized credit and finance expert, writer, and former certified credit and housing counselor. Since 2016, she’s written trusted personal finance content for top outlets like Forbes Advisor, Yahoo! Finance, USA Today Blueprint, Experian, Credit Karma, and Investopedia. With a background in loan underwriting, SEO content, and financial education, Sarah makes complex money topics clear and relatable, especially around credit, debt, scams, and the emotional side of money.

Substack: https://sarahcbrady.substack.com/

LinkedIn: https://www.linkedin.com/in/scbrady

Estate planning websites mentioned in the recording:

https://trustandwill.com/

https://www.estateguru.com/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom.

Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan-financialcoach/

From heartbreak to hope, this episode shares the powerful story of how Letty Vélez rebuilt her life and business after deep personal and financial loss in the millions. We talk about resilience, reinvention, and what it really looks like to rise again when life doesn’t go as planned. If you’ve ever felt like it’s too late to start over, this conversation will remind you of your strength, your purpose, and the possibility waiting on the other side of courage.

Letty is a powerhouse entrepreneur known as the “Latina Robin Hood,” who has helped clients secure over $9 million in funding. After rebuilding her life and career from deep personal loss, she now teaches others how to rise, rebuild, and fight for what they deserve. She’s the CEO of Vélez Global Enterprises and a champion for women, underserved communities, and access to capital.

Her website: VelezGlobalEnterprises.com/grants

LinkedIn: https://www.linkedin.com/in/lettyvelez/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom.

Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Our financial story can be rewritten at any stage of life. This episode explores how resilience, mindset, and mindfulness shape the way we handle money and life’s challenges. From learning to navigate financial independence to overcoming setbacks, we talk about what it means to bounce back stronger and build confidence through every stage of our financial journey.

My guest is Dr. Shanae Jefferies—a sociologist, public speaker, and professor. As a first-generation college graduate and daughter of two Army veterans, she brings a unique perspective on resilience and equity. She’s also the founder of Shanae Shantel LLC, where she transforms research into real-world tools that help people and communities thrive.

Connect with her on TikTok and Instagram @awkward_phd

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom.

Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Money shame can sneak in even when we’re doing “okay” on paper. It shows up as guilt, self-doubt, or that quiet feeling of never being enough.

In this episode, I sit down with Meghan SeeKamp, certified hypnotherapist and founder of Ingram’s Path, to explore the hidden connection between money shame and power. Together, we unpack how childhood lessons shape adult money habits, and understanding what holds us back is the first step toward lasting peace and confidence with money.

Meghan is the founder of Ingram’s Path and a certified hypnotherapist specializing in Rapid Transformational Therapy. She works with people who’ve read the books and done the mindset work, but still feel stuck. Together, they uncover and rewire the subconscious patterns holding them back so they can feel calm, connected, and fully at home in their lives.

Connect with her here: www.ingramspath.com

https://www.linkedin.com/in/meghanwseekamp/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Join me in Skool: https://www.skool.com/wealth-warriors-community-1025/about

Build wealth that lasts for generations and years to come, because legacy isn’t just dollars. It’s the wisdom, values, and intentional conversations that shape how your money lives beyond you. In this episode, we unpack why mindset and emotional mastery matter, and how to make money serve your mission.

Marcella Mollon-Williams shares her L.E.G.A.C.Y. pregame framework—Legacy Lens, Emotional mastery, Generational goals, Alignment audit, Capital strategies, and Your next move—so you can start building wealth that transforms future generations, not just transfers to them.

Marcella is a Behavioral Financial Advisor™, award-winning entrepreneur, and co-host of the L.E.G.A.C.Y. Pregame Podcast. As co-founder of Legacy Builder Group, she helps first-generation six-, seven-, and eight-figure earners master the mindset and money behaviors that turn income into lasting, multi-generational wealth.

A Certified Master Mindset and Cognitive Behavioral Coach, Marcella blends financial expertise with behavioral science to equip high-income households with strategies that protect and grow their wealth while preserving their family values and mission. Featured in The Wall Street Journal, U.S. News & World Report, and NPR, she is a sought-after speaker who inspires audiences to build legacies that outlive them.

Find her here:

The L.E.G.A.C.Y. Pregame Podcast - https://www.legacypregamepodcast.com

LinkedIn - https://www.linkedin.com/in/msmwilliams

YouTube - https://www.youtube.com/@LegacyBuilderGroup

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

The power of faith, fresh starts, and financial strategy takes center stage in this episode of Dr. Sev Talks Money. Together, my guest, Denise Sarkor, and I dive into bold moves, second chances, and building lasting legacies, especially for women 40 and over.

We cover:✨ How faith influences financial decisions and career pivots✨ Why entrepreneurship is a powerful wealth-building tool for women and marginalized communities✨ The quiet mindset blocks that keep us stuck—even when the resources are available✨ What legacy really means when you're starting later in life✨ Why community, collaboration, and clarity are essential for lasting wealth

My guest, Denise Sarkor, is the Principal & Private Wealth Advisor at Sarkor Financial Advisors, a fee-only financial planning and investment firm. With over 20 years of experience across financial services, business strategy, and human development, she advises community leaders, executives, and small business owners on building personalized financial plans, portfolios, estates, and philanthropic strategies.

In addition to leading her firm, Denise serves as Lead Business Acquisition Advisor for New Majority Capital and as a Business Growth Advisor with the Goldman Sachs 10,000 Small Businesses program in collaboration with Babson College. Her career includes roles at Goldman Sachs, the World Bank, Merrill Lynch, and BNY Mellon Wealth Management.

A graduate of the Wharton School and Columbia University, Denise holds multiple certifications, including CEPA®, CAP®, and Advisor For Women™, and is deeply committed to helping underestimated communities build lasting financial legacies.

Learn more: denisesarkor.com | sarkorfinancialadvisors.com

Disclaimer: No direct financial advice is provided in this episode. Sarkor Financial Advisors LLC (“Sarkor Financial”) is a registered investment advisor offering advisory services in the State of Georgia, the State of New Jersey, and other jurisdictions where exempt nationwide. Registration does not imply a certain level of skill or training.

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Ever feel like you're too old to start over? In this episode, Linda Murray Bullard shares how losing her job at 53 helped her rewrite her story, find her voice, heal generational trauma, and create a life she truly loves.

We talk about healing family patterns, starting over, setting new boundaries, shifting our mindset, and creating a business that aligns with who we are. Whether you’re feeling stuck or ready for a change, this episode will remind you, it’s not too late to build the life you want.

Linda, also known as The Business Plug, is an author, international speaker, and business strategist who helps people turn their life experiences into power moves, whether that’s writing a book, building a business, or rediscovering their purpose. Through her work, she empowers audiences to reconnect with their dreams and create the lives they were meant to live

Contact Linda here: https://GetTheBusiness.org

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

There are emotions behind our money decisions. Understanding them could help us heal from money shame. Money is not just math. It’s feelings, habits, and stories.

In this episode, Dr. Khalya Hopkins shares how she paid off debt twice—first as a young single mom and later while helping her daughter through college and earning her doctorate. We discuss money shame, money dysmorphia, and how our values manifest in our spending.

You’ll hear simple, real steps to start today, like using tax refunds wisely, fighting lifestyle creep, and choosing small wins to build momentum.

You’ll learn:

What money shame looks like in daily life

How “money dysmorphia” can lead to overspending or strict scarcity

Ways to align your budget with your values

Small first steps to tackle debt (snowball or highest-interest—pick what you’ll stick with)

How honest talks with friends can lower shame and boost support

If this resonated with you, share it with a friend who needs some encouragement today.

Connect with Dr. Khalya here:

Black Women Be Knowing Podcast: https://open.spotify.com/show/7Cej3Gqj88zGWH9uAKqs4Q?si=e0cd630844674f07

Instagram: https://www.instagram.com/blackwomenbeknowing/

LinkedIn: https://www.linkedin.com/in/dr-khalya-hopkins-58b937149/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/