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Digital Currency & AI Agent Payments Future-Proofing with FIS

Digital Currency & AI Agent Payments Future-Proofing with FIS

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Every payment tells a story, and the financial institutions that can read that story in real time are gaining a major competitive advantage. In this episode of "Emerald Exchange: Orchestrated Intelligence, Decoded," host Richelle Carey speaks with Jim Johnson, Co-President of FIS Banking Solutions, about turning payments infrastructure into a powerful intelligence layer. They explore how cloud modernization unlocks siloed data, the strategic value of combining credit and debit insights, and the rising impact of agentic commerce where AI makes autonomous purchasing decisions. Learn how banks can embed themselves in these new transactions and use SKU-level data to transform loyalty programs and hyper-personalize the customer experience. Produced by Reuters Plus for FIS. Chapters: 00:00 – Introduction: Jim Johnson, Co-President of FIS Banking Solutions 01:37 – Why banks are only now unlocking payments data 03:22 – Combining credit and debit data after the TSYS acquisition 05:15 – Introducing digital currency and the Lyriq network 06:22 – How tokenized deposits solve payment method tradeoffs 08:41 – Building trust through calm, proactive client partnerships 09:47 – Agentic commerce and AI agents making purchases 13:12 – The future of intelligent payments infrastructure 15:22 – Closing thoughts on the future of fintech
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