『Days of Cash』のカバーアート

Days of Cash

Days of Cash

著者： Lynqly
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概要
 Every small business has a number nobody says out loud: how many days of cash are left. Each episode follows one real local business, like a food truck, a home bakery, a salon or a corner cafe, as that number runs down, and the one decision that kept the lights on (or didn't). It's built only from published records and the owners' own public words, and it ends with what we'd steal from their story. Every claim checked using FactUnion's fact-checking process; every source is in the episode notes. Performed by synthetic voices. Supported by Lynqly.© 2026 FactUnion マネジメント・リーダーシップ リーダーシップ 経済学
エピソード
  • Closed on Saturday, Sunday and Monday

    Closed on Saturday, Sunday and Monday
    2026/10/25
    In early 2012, the Serbian Crown in Great Falls, Virginia, had been open at the same site for nearly forty years. Then its weekend customers fell by about three quarters. Its owner, Rene Bertagna, found out why only when a regular phoned to ask why he was closed on Saturday, Sunday and Monday. The Google listing showed the wrong hours. Staff were laid off, and Wired reports the restaurant closed in April 2013. He sued Google. We found nothing on the record about how the suit ended. Nell takes the story in order. Hank works out what a quiet weekend costs and why the books never tell you the reason. Together they look at how listings actually change: suggested edits from strangers, Google's own automatic updates, duplicates, hijacked phone numbers and listings nobody has touched in months. They also look at what nobody measures. The episode ends with what we'd steal from this: small, regular habits for any barber, lash tech, food truck or cafe that gets new customers from 'near me' searches. Sources: https://www.wired.com/story/hacking-google-maps/ https://www.businessinsider.com/restaurant-blames-google-for-struggles-2014-7?op=1 https://www.eater.com/2014/7/8/6191875/restaurant-owner-sues-google-over-maps-sabotage https://www.theguardian.com/technology/2014/jul/08/restaurant-owner-sues-google-over-maps-listing-sabotage https://www.sterlingsky.ca/category/maps-spam/ https://www.seroundtable.com/google-maps-spam-fighting-2025-41176.html https://doi.org/10.1017/9781009255165.006 https://whitespark.ca/blog/keeping-gmb-accurate-during-covid19-pandemic/ https://ozvadigital.com/en/blog/google-says-my-business-is-permanently-closed-how-to-fix https://getwimi.ai/blog/google-profile-says-closed https://guard.io/blog/google-business-profile-review-listing-scams https://reddoortechnologies.com/blog/google-business-profile-hijacked https://proofreports.com/blog/imposter-google-business-listings https://www.replyonthefly.com/blog/local-seo-ranking-factors
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    23 分
  • The Door Painted on the Wall

    The Door Painted on the Wall
    2026/10/13
    Ten thousand dollars lands in your account. The next morning, and every weekday after it, a fixed debit goes back out. In the first episode of Days of Cash, Nell and Hank use the New York Attorney General's own filing against Richmond Capital Group to explain what a merchant cash advance is, what a factor rate of 1.35 costs per day, and why funders say it isn't a loan. They also go through the February 2026 appeals ruling that called Richmond's deals usurious loans, and the reasons small businesses across the US are now being sued in a New York county they've never been to. The deciding question comes down to one clause: reconciliation, the promise that payments shrink when sales shrink. We look at how courts test it, why nobody publishes how often it's honored, and how wage buyers made the same "it's a sale, not a loan" argument around 1910 before the law settled it. We finish with what we'd steal from this: plain moves for any owner who gets offered fast money. This episode is general information, not legal or financial advice. Court filings are allegations, and a filing proves nothing about any named business. Sources: https://syfert.com/new-york/cases/cl-10796696/people-v-richmond-capital-group-llc https://crediblelaw.com/richmond-capital-judgment-modified/ https://exa.ai/library/legal/opinion/hvvgg7tql20 https://ht.ag.ny.gov/sites/default/files/verified_petition_0.pdf https://ag.ny.gov/press-release/2020/attorney-general-james-sues-predatory-lender-threatened-violence-and-kidnapping https://www.mondaq.com/unitedstates/trials-appeals-compensation/1758128/how-new-yorks-appellate-departments-examine-revenue-purchase-agreements https://lundinpllc.com/commercial-case-notes/questions-of-fact-regarding-legitimacy-of-reconciliation-provisions-preclude-summary-judgment-on-whether-agreement-is-a-merchant-cash-advance/ https://capitalxo.com/resources/calculators/factor-rate-to-apr-calculator/ https://rcbizjournal.com/2026/09/24/rockland-county-flooded-with-sketchy-merchant-cash-advance-lawsuits/ https://crediblelaw.com/mca-lawsuit-wrong-county-new-york/ https://ginsburglawgroup.com/2026/09/why-out-of-state-merchant-cash-advance-companies-are-suing-small-businesses-in-rockland-county-new-york/ https://unicourt.com/case/ny-sue3-case7u7d4b49cfda71-316017 https://exa.ai/library/publication/xslpwdzcq00 https://www.federalreserve.gov/publications/files/consumer-community-context-20250312.pdf https://scholarship.law.unc.edu/cgi/viewcontent.cgi?article=1753&context=faculty_publications https://www.jpmorganchase.com/institute/all-topics/business-growth-and-entrepreneurship/report-cash-flows-balances-and-buffer-days https://www.jpmorganchase.com/institute/news-events/essentials-about-small-business https://scholarship.law.duke.edu/cgi/viewcontent.cgi?article=2062&context=lcp https://www.russellsage.org/sites/default/files/110-CC-2%20Seventh%20draft%20of%20the%20Uniform%20Small%20Loan%20Law.pdf https://case-law.vlex.com/vid/cash-service-co-v-929791385
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    24 分
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