In this follow-up to Episode 8 of Daylight Robbery, Sarah and Laine finally win back their $252,000 after falling victim to a real estate fraud during the purchase of their dream home. Thanks to being on A Current Affair - which is exactly what helped Jacomi Du Preez from Episode 3 - ANZ agreed to

But while their bank ANZ eventually did the right thing, others—like Hope and Tom & Will and Jess & my son Louis —are still left fighting for justice. Even worse, the Australian Financial Complaints Authority originally assessed that Sarah and Laine's bank had done nothing wrong. But AFCA's preliminary assessment clearly wasn't correct - or ANZ would never have reversed their decision.

Tune in to hear about their victory and life-changing ability to now move ahead and buy their dream home. The win is huge - but it will never compensate them for the trauma or the $1000 a week rent they had to pay to landlords instead of into their own mortgage.

Your Phone. Their Payday.

A single scam text can open the back door to your bank account — and you might never get your money back. In this episode of Daylight Robbery, we reveal how spoofed SMS messages from trusted senders like Australia Post or your bank are being used in sophisticated scams that banks fail to stop. Katrina clicked one fake Australia Post link. Her Chinese bank stopped the charge — but scammers still drained £33,000 Great British Pounds from an HSBC account opened in her name. HSBC is now under investigation by ASIC for failing to detect or act on 950 different Australian HSBC spoofing frauds. Katrina, however, has not been asked any questions nor had any reimbursement.Furkan, a Melbourne tradie, got scammed through messages inside his ANZ text thread. He was tricked into sending $58,000 to scam mule accounts held at ANZ. Despite a key AFCA ruling — the “Mr T decision” — the ombudsman conciliated just a $6300 reimbursement for his $58,000 loss. If the bank successfully recovered Furkan's money (which you would assume they could do, given it went through their own accounts) they are not obliged to tell Furkan how much they recovered or which accounts it was recovered from - it would simply 'turn up' in his bank account - no transparency, no accountability.

Key moments

0:04 – How one SMS can lead to disaster

1:21 – Katrina’s scam begins

2:47 – £33,000 stolen from her fake HSBC account

5:57 – Sunni Wan: another HSBC victim, $50k gone

6:23 – AFCA's “Mr T” ruling changes the game

8:36 – Furkan’s $58k ANZ loss

12:24 – ANZ fraud detection activates after the scam

16:45 – Breached data fuels the scam boom

18:32 – Why scam laws won’t protect you until 2026

19:30 – Corporate crime called out

Watch now and find out how scammers slip into your messages — and steal your future.

When a middle-aged mum gets riled, watch out. Here's why I made Daylight Robbery. I've chatted to more than 35 financial crime victims in Australia. Every story is different. Every story is complex and extremely difficult to make sense of. That's because the criminals are smarter than governments, banks, telcos and big tech companies. They push the boundaries, move faster and have a raft of cheap tech tools to do their dirty work. Our police can't keep up. And the victims carry the blame for the loss.