In this episode of the Credit Union Chatt Box Podcast, hosts Michael Crosa, Terri Stansell, and Carol Carter discuss credit scores. They explain what credit scores are, the three major credit bureaus, and how credit scores are calculated. Terry and Carol share tips for improving credit scores such as taking out a collateralized loan, keeping credit cards open long-term, and checking for errors on credit reports. They emphasize how good credit scores can save money on loans, insurance, and rentals. Listeners can contact Chattanooga First Federal Credit Union at 423-267-7621 or visit their website to get started on improving their credit.

Phone Number: 800-554-8969 / 423-267-7621

Website: https://chattfirst.org/

Head to https://chattfirst.org/ to learn more about becoming a member at Chattanooga First Federal Credit Union.

In this episode of the Credit Union Chatt Box podcast, we break down the key differences between debit and credit cards. Michael Crosa, President Terri Stansell, and team member Megan Profit explain how a debit card is linked directly to your checking account, while a credit card is essentially a line of credit. They discuss the pros and cons of each, fraud protection, how to keep your accounts safe, the importance of checking your transactions regularly, and more. The episode wraps up with details on how you can open an account or get in touch with Chattanooga First Federal Credit Union.

Head to https://chattfirst.org/ to learn more about becoming a member at Chattanooga First Federal Credit Union.

In this episode of "Credit Union Chatt Box," host Michael Crosa and Terri Stansell, President of Chattanooga First Federal Credit Union, dive into the intricacies of mortgages and home buying. They discuss various aspects of the home-buying process, including down payments, different mortgage products, eligibility criteria, and the benefits of working with a credit union for your mortgage needs. Terry emphasizes the importance of getting pre-approved before house hunting and shares valuable insights about first-time homebuyer programs, VA loans, financing land purchases, and more. Whether you're a seasoned homebuyer or a first-time purchaser, this episode offers essential information to help you navigate the world of mortgages and make informed decisions about homeownership. Don't miss this insightful conversation that sheds light on the key aspects of securing your dream home.

Phone Number: 800-554-8969 / 423-267-7621

Website: https://chattfirst.org/

Head to https://chattfirst.org/ to learn more about becoming a member at Chattanooga First Federal Credit Union.