Marine veteran, Millionaires Club recipient, and Credit Repair Expo 2026 speaker Joshua Rico joins Daniel Rosen and Keenan Jones to share how he went from a 500 credit score to a million-dollar credit repair business.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

While deployed in Iraq, a family member stole $6,000 from Joshua's bank account and tanked his credit. He came home to denials on apartments, denials on cars, and an 18.74% APR on the one vehicle he could get. After cycling through MLMs, phone flipping, barbering, and other ventures, the pandemic forced him to ask what he could actually build online. He found Credit Repair Cloud, finished the masterclass in two weeks, and landed 50 clients in his first month.

Joshua breaks down every layer of his business: the $99/month recurring model, the organic marketing system built on video testimonials, and the disputing tactics his team uses daily. He explains why he stopped sending letters two years ago, how he uses upload portals, CFPB complaints, and social media disputes instead, and walks through his process for cleaning up personal information on credit reports. He also shares a late payment removal script, his approach to hard inquiries, and the pledge loan strategy he recommends for credit building.

Tune in!

P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/

Key Takeaways:

00:00 Intro
01:28 From Deployed Marine to Million Dollar CEO
03:44 How Family Identity Theft Started It All
09:00 The Zero-Ad Script That Built a Million Dollar Following
12:16 How He Landed 50 Clients in His First Month
17:06 The Daily Routine That Took Him From Broke to Millionaire
19:10 The Hands-Off Business Model That Earns While He Sleeps
23:46 Why Mindset Is the Real Foundation of Every Success
31:00 The $300K Mistake That Almost Ended Everything
39:12 The Marketing System Behind His Million Dollar Business
44:26 Exactly How to Get Your First Client in 30 Days
53:26 The Advanced Dispute Strategies Nobody Talks About
01:16:00 One Piece of Advice That Changes Everything

Additional Resources:

• Joshua Rico on YouTube
• Follow Joshua Rico on TikTok & Instagram
• Get a free trial to Credit Repair Cloud
• Get my free credit repair training
• 5 Possible Reasons and How to Fix Them

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Daniel Rosen reveals the simple four-step system that Credit Repair Millionaires have used to get their first 100 clients in 90 days using nothing but Facebook groups.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

Most credit repair business owners hit the same wall early on. They've got the skills, they've got the software, they're ready to start changing lives — but they have no idea where their first client is coming from. They post on their personal page. Crickets. They tell a few friends. Nothing. Then they drop a link in a Facebook group and get kicked out.

This episode lays out the exact playbook for showing up in Facebook groups the right way. Daniel walks through where to find the groups your ideal clients are already in — first-time home buyers, debt consolidation communities, financial freedom groups — and how to build trust before you ever ask for the sale. He also shares what Stephen Gomez and Lakia Allen did differently: they posted daily value, sparked real conversations, moved those conversations into DMs, and then sent people to their self-service signup page in Credit Repair Cloud. No sales calls. No pressure. Just a repeatable system that works.

Tune in!

P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/

Key Takeaways

00:00 Intro

01:26 Why Most People Fail to Get Their First Client

03:34 Why Facebook Groups Are a Gold Mine for Credit Repair

04:44 How to Find Groups Full of Ready-to-Buy Clients

06:16 The $0 Strategy That Built Six-Figure Credit Businesses

09:48 The Exact DM Script That Closes Clients Without a Sales Call

11:22 The Mistakes That Will Get You Banned Instantly

12:14 My Final Point

13:50 Outro

Additional Resources:

• Get a free trial to Credit Repair Cloud
• Get my free credit repair training
• How to Automate Your Credit Repair Business

Make sure to subscribe so you stay up to date with our latest episodes.

Learn how to generate free leads for your credit repair business using organic marketing, AI automations, and a Facebook profile funnel — no paid ads required.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

Millie Marie built multiple six-figure businesses after starting in credit repair — and it wasn't until she stopped relying on social media posts alone and built a real backend system that her revenue became predictable. When her Facebook page got hacked and her business tanked overnight, she had no email list to fall back on. So she built one. And then she built them for hundreds of others.

In this episode, she walks through her 3-step Social Media Lead Domination framework: optimize your Facebook profile like a landing page, connect a lead magnet funnel, and drive free traffic through content, community engagement, and organic outreach. She also gets into how AI has changed the game for introverts who hate being on camera — and why storytelling, not selling, is what actually converts.

Tune in!

P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/

Key Takeaways:

00:00 Intro

00:48 Why Most Credit Repair Entrepreneurs Have a Systems Problem

02:58 How Millie Got Started in Credit Repair

05:00 The Moment Funnels Changed Everything

09:00 Why Your Facebook Page Getting Hacked Can Tank Your Business

10:10 The CRC Marketing Hub: The Tool Most People Aren't Using

15:22 The 3-Step Facebook Profile Funnel Framework

01:00:06 Why Storytelling Converts Better Than Selling

01:13:32 Final Thoughts

Additional Resources:

• Millie Marie on Instagram
• Millie Marie’s Website
• Get a free trial to Credit Repair Cloud
• Get my free credit repair training

Make sure to subscribe so you stay up to date with our latest episodes.

Credit repair business secrets, affiliate marketing strategies, and a comeback story that changes how you see this industry — Patrick Sotello of One Life Quest joins Daniel and Keenan to share how he rebuilt his life and his business using credit.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

Patrick spent years learning how to use credit not just for repair, but for funding, optimization, and building real wealth — and now he teaches his clients to do the same.

Inside the CRC Marketing Hub, he built automated funnels and lead nurture sequences that keep his affiliate network engaged and sending him clients without manual follow-up.

Whether you're just starting your credit repair business or looking to scale, this episode is packed with practical strategies for getting leads, retaining clients, and using credit as a wealth-building tool.

Tune in!

P.S. Join the #1 event to grow your credit repair business:

http://creditrepairexpo.com/

Key Takeaways:

00:00 Intro

03:28 Patrick's Rock Bottom

07:00 Credit as the Turning Point

08:58 Turning Credit Repair Into a Business

18:40 Most Impactful Client Success Story

23:13 Building an Affiliate Network

25:24 Scaling Affiliates with the CRC Marketing Hub

29:56 Getting Your First Affiliate

59:28 From Credit Repair to Credit Optimization

01:14:45 Rapid Fire

Additional Resources:

• Patrick Sotello on Instagram
• Patrick Sotello on Facebook
• Patrick Sotello’s Website
• Get a free trial to Credit Repair Cloud
• Get my free credit repair training
• The $20,000 System Credit Repair Millionaires Use (Now FREE)

Make sure to subscribe so you stay up to date with our latest episodes.

The difference between a struggling credit repair business and a million-dollar one isn't better disputes. It's what happens after the lead comes in.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

Daniel and Keenan sit down with Devin Shaw of Devin Knows GHL to break down the lead nurture sequences, AI follow-up systems, and CRC Marketing Hub strategies that top credit repair millionaires run behind the scenes. If you want your business to grow without you being the bottleneck, this one's for you.

Tune in!

P.S. Join the #1 event to grow your credit repair business:

http://creditrepairexpo.com/

Key Takeaways:

00:00 Intro

01:44 What Separates a Struggling CRO from a Million-Dollar One

04:18 Why Automation Works for Credit Repair, Funding & Tax Pros

07:18 What Is the CRC Marketing Hub?

08:48 The 3 Automations Every CRC User Should Turn On First

10:58 How to Get Your First Leads as a Beginner

15:14 More Lead Gen Strategies That Actually Work

18:56 What Happens When You Go Viral Without a System

24:22 How AI Closes Clients While You Sleep

27:08 The Honey Pot Post Strategy

33:34 Awareness to Loyalty: The Full Marketing Funnel

01:00:46 Final Thoughts

Additional Resources:

• Check out Devin Shaw’s Youtube: https://www.youtube.com/@DevinKnowsAI
• Check out Devin Shaw’s Skool Group: https://www.skool.com/devin-knows-ghl/about
• Get a free trial to Credit Repair Cloud
• Get my free credit repair training
• The Simple Credit Repair System That Created 100+ Millionaires

Make sure to subscribe so you stay up to date with our latest episodes.

Today, I’m breaking down the best credit-builder loans and secured cards in 2026 and exactly how to use them to boost your credit score.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

The fastest way to boost your score isn't always about deleting negative items.

Sometimes it's about adding the right positive items. Most credit repair businesses only focus on removals. But here's the truth, an empty credit report does not build a high score. Positive data does, and if you don't rebuild strategically, you're leaving massive points on the table. In this episode, I break down the best financial tools and management strategies to help you bridge the gap from poor to excellent credit.

Tune in now!

P.S. Join the #1 event to grow your credit repair business:

http://creditrepairexpo.com/

Key Takeaways:

00:00 Intro
01:36 Repairing vs. Rebuilding Credit
03:42 Credit-Builder Loans and Secured Cards Explained
06:31 Top Credit-Builder Loans in 2026
09:27 Top Secured Credit Cards in 2026
13:22 Strategies for Rebuilding Your Credit Strategically
15:37 My Final Point
17:03 Outro

Additional Resources:

• Get a free trial to Credit Repair Cloud
• Get my free credit repair training
• Fastest Wins in Credit Repair: 7 Things You Can Delete In DAYS

Make sure to subscribe so you stay up to date with our latest episodes.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

I didn’t start with credit repair knowledge or money.

I left home as a kid and made a living juggling on street corners. I didn’t have a fancy degree. I didn’t even graduate high school. I was just trying to build a career in show business until my own credit got wrecked by a bank error.

Bills skyrocketed, payments were marked late when they weren’t, and I nearly went bankrupt. That experience changed everything. I learned the laws, fixed my own credit, and started helping others do the same.

Since then, I’ve helped over a hundred people make their first million repairing credit. They aren’t celebrities, influencers, or finance gurus. They are everyday people, just like you, who learned a skill, started helping people and then followed a proven path. And in this episode, I'm going to reveal the top 10 secrets they used to get there.

Tune in!

P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/

Key Takeaways:

00:00 Intro
01:27 My Personal Journey with Credit Repair
03:35 Secret #10
04:42 Secret #9
05:37 Secret #8
07:22 Secret #7
07:48 Secret #6
08:59 Secret #5
09:42 Secret #4
10:25 Secret #3
11:36 Secret #2
12:18 Secret #1
13:08 My Final Point
13:46 Outro

Additional Resources:

• Get a free trial to Credit Repair Cloud
• Get my free credit repair training
• How to Build a Million-Dollar Credit Repair Business from Nothing with Marivel Sotelo

Make sure to subscribe so you stay up to date with our latest episodes.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

What if I told you that some negative items on your credit report can be removed in just days, while others could take years if you go after them first? And here is the kicker, almost everyone starts with the wrong ones.

Most people think deleting negative items from a credit report is slow, painful, and random, but it is not. There is actually a speed order. Once you know it, you can start racking up wins a whole lot faster.

In this episode, I am breaking down the seven fastest things you can delete from a credit report, ranked by speed. You will know exactly what to go after first, get results faster, and start seeing your credit improve sooner than you thought possible.

Stick around, you do not want to miss this one.

P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/

Key Takeaways:

00:00:00 Intro

00:02:01 What Credit Repair Millionaires Do Differently

00:03:02 Real-Life Examples

00:04:23 Why Most Businesses Fail

00:05:50 The Exact Follow-Up System Millionaires Use

00:08:16 The Importance of Reviews and Social Proof

00:12:36 The CRC Marketing Hub

00:12:58 Outro

Additional Resources:

• Get a free trial to Credit Repair Cloud
• Get my free credit repair training
• How to Run Facebook & Instagram Ads Inside the CRC Marketing Hub (Full Demo)

Make sure to subscribe so you stay up to date with our latest episodes.