Your Paycheck Is More Than Your Salary: The RSU Puzzle

For many tech employees, salary is only one part of the compensation package. Company stock and RSUs can represent a significant asset — and in divorce, they can be surprisingly complicated to understand.

In this episode, Jade and Whitney break down the RSU puzzle in plain English: what RSUs are, why the stock showing in a brokerage account may not tell the whole story, how grants and vesting dates can overlap with a marriage and separation, and why the actual plan documents matter.

They also discuss what happens when stock values change during the divorce process, the key documents to request, and how a CDFA with RSU experience can help organize the numbers and give attorneys and clients a clearer financial picture.

📄 Looking for help navigating complex financial assets in divorce?

Explore Cover Your Assets’ services:

https://www.coveryourassetsdivorce.com/our-services

This episode is for general educational purposes. Legal treatment of RSUs depends on the plan, individual circumstances, and applicable state law.

The divorce may be over, but the financial work is just beginning.

In Part 2 of our conversation with Maureen Paley, we’re talking about what happens when you’re suddenly responsible for your own financial life — from organizing accounts, understanding cash flow and managing credit to updating beneficiaries and making the financial decisions that may have been handled by a spouse.

Maureen shares how financial coaching can help replace overwhelm and uncertainty with a clearer understanding of what you have, what you owe, where your money is going, and what needs attention.

We also dive into her Financial Reset & Empowerment Package, an eight-week coaching program designed to help women organize their post-divorce finances and build the confidence to manage them going forward.

💰 Explore Maureen’s coaching packages + Cover Your Assets services:

https://www.coveryourassetsdivorce.com/our-services

I’m Divorced… Now What? Part 1: Rebuilding Your Career After Divorce

Starting over after divorce can bring up a big question: “What am I going to do next?”

In Part 1 of this two-part conversation, Jade and Jo sit down with Maureen Paley to talk about rebuilding your career and earning power after divorce. They discuss returning to the workforce, career gaps, transferable skills, résumés, job-search strategies, interviews, and rebuilding confidence along the way.

Maureen also shares how her 90-Day Post-Divorce Career Confidence Plan (Career Reset) helps women create a clear career direction and take practical steps toward getting back into the workforce.

💼 Explore Maureen’s coaching packages + Cover Your Assets services: https://www.coveryourassetsdivorce.com/our-services

And stay tuned for Part 2, where we’ll talk about rebuilding your financial life after divorce.

Before you file for divorce, the decisions you make—and the ones you don’t—can have a major impact on the process ahead. In this episode, we’re joined by family law attorney, Demetria Graves, to discuss how to prepare financially and emotionally, what to expect when working with a divorce lawyer, and the most common legal mistakes that could have been avoided.

From getting organized before you file to making thoughtful decisions instead of emotional ones, this conversation offers practical advice to help you approach divorce with greater clarity and confidence.

Follow her on Instagram @legallyuncensored, or visit her website at https://www.losangeles-divorcelaw.com/ to connect and learn more!

What happens when ADHD and divorce collide? Whitney Light shares her personal journey from experiencing a 3-year separation to becoming a Certified Divorce Financial Analyst (CDFA), and how that experience shaped the work she does today.

We're breaking down how ADHD-related challenges like procrastination, avoidance, decision paralysis, and difficulty managing financial details can contribute to the "long-divorce spiral" and how the right support can help prevent an already complicated divorce from becoming even more overwhelming and expensive.

Visit our website at https://www.coveryourassetsdivorce.com/contact-us to schedule your Complimentary Strategy Session with Whitney today!

Divorce can feel like an ending, but Licensed Marriage and Family Therapist Sarah Frontiera helps us reframe it as a beginning—one filled with growth, clarity, and deeper self-understanding. In this episode, Sarah shares how healing happens not by avoiding pain, but by moving through it with intention. We talk about how exploring past patterns can create lasting change, why building support systems matters, and what age-appropriate honesty looks like when parenting through divorce. Whether you're in the middle of it or still processing what happened years ago, this conversation is a reminder that you can find strength and meaning on the other side.

Connect with us!

• Sarah Frontiera, LMFT Website
• Josephti Cruz on LinkedIn
• Jade Eagles on LinkedIn

Divorce might be the end of one chapter, but it’s also a brand-new journey filled with hope and growth. Join us for practical tips for financial empowerment and insights to make this time a little less daunting.

Invite us on your journey at coveryourassetsdivorce.com.

In this emotional episode, three adults reflect on what it was really like to watch their parents' marriages fall apart as children—and how those early experiences still shape them today. From Lesa becoming a stand-in parent at age 12, to Jo escaping a violent home at four, to Donna leaving behind her life in the Philippines, their stories reveal the silent impact divorce has on kids. What hurt most wasn't the separation itself, but the lack of honest communication and emotional support. If you're navigating divorce with children, their insights offer a powerful reminder that how you show up now can shape your child's future for decades to come.

Key takeaways:

• Children are more aware than parents often realize during divorce
• Silence and confusion leave lasting emotional gaps
• Open, age-appropriate communication can help prevent long-term damage

Connect with us!

• Lesa Ferguson on LinkedIn
• Activate Your Light
• Donna Fletcher
• Josephti Cruz on LinkedIn
• Jade Eagles on LinkedIn

Divorce might be the end of one chapter, but it’s also a brand-new journey filled with hope and growth. Join us for practical tips for financial empowerment and insights to make this time a little less daunting.

Invite us on your journey at coveryourassetsdivorce.com.

Dividing assets in a divorce might seem fair on the surface, but taxes can quietly tip the scales. In this episode, we share why a Roth IRA is not the same as a 401(k), and why keeping the house might come with hidden costs later. We also break down child-related tax benefits, how to avoid penalties when splitting retirement accounts, and why your divorce decree needs to get specific. If you are negotiating a settlement, this conversation will help you cushion your financial future by thinking a few steps ahead.

Key takeaways:

• Equal numbers on paper do not always mean equal after-tax value
• The parent with more overnights usually gets the child tax benefits
• A QDRO can help avoid early withdrawal penalties when dividing retirement funds

Connect with us!

• Josephti Cruz on LinkedIn
• Jade Eagles on LinkedIn

Divorce might be the end of one chapter, but it’s also a brand-new journey filled with hope and growth. Join us for practical tips for financial empowerment and insights to make this time a little less daunting.

Invite us on your journey at coveryourassetsdivorce.com.