Cosigning a Loan: The Most Expensive Act of Kindness in Personal Finance
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Cosigning a Loan: The Most Expensive Act of Kindness in Personal Finance
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Cosigning a loan feels like a simple act of generosity. It isn't. Harry Jacobs explains why "lending your name" is the most misleading phrase in personal finance — because when you cosign, you are co-borrowing the debt, with 100% liability and no control over how it gets managed. Every late payment, every default by the primary borrower lands on your credit report with the same force as if you'd done it yourself. Including a father with an 800 score who dropped to 660 because his daughter missed three car payments — costing him a home equity loan he was counting on. If someone has asked you to cosign, or you're considering it, listen to this episode first. And if you're going to do it anyway, Harry gives you the exact steps to minimize your exposure.
If you would like a free consultation with Harry Jacobs at Credit Restoration of Nevada, text CREDIT or call 702-778-2000. You may also visit us online at TheCreditShow.info
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