エピソード

  • Medicare Mailbag: Long-Term Care - August 8, 2025

    Medicare Mailbag: Long-Term Care - August 8, 2025
    2025/08/08
    In this week's episode of "Coffee with Cortney," Cortney Dale from Sunflower Insurance Solutions offers insights into navigating Medicare and associated insurance plans. Cortney addresses listener queries about long-term care and strategies for those approaching retirement but not yet eligible for Medicare. The show highlights hybrid plans combining insurance and investment components to cover long-term care, as well as options available through the Affordable Care Act for those needing interim coverage prior to Medicare eligibility. Cortney also discusses Medicare supplemental plans, emphasizing the benefits of Plan G and Plan N for retirees looking to minimize expenses. For personalized guidance, listeners are invited to contact Sunflower Insurance Solutions.

    For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/
    続きを読む 一部表示
    15 分
  • Medicare Impact of the Big Beautiful Bill - July 25, 2025

    Medicare Impact of the Big Beautiful Bill - July 25, 2025
    2025/07/25
    In this week's episode of "Coffee with Cortney," Cortney Dale from Sunflower Insurance Solutions provides valuable insights into navigating the intricate Medicare landscape amid the recently passed Big Beautiful Bill. She emphasizes the importance of reviewing Part D prescription drug plans, noting that many beneficiaries might face significant changes in their plans from year to year. With a track record of helping 98% of clients find a better plan last year, Cortney stresses getting a second opinion to avoid unexpected increases in premiums.

    Cortney further discusses the importance of understanding and planning for Medicare as part of retirement. She advocates for working with a knowledgeable broker who can provide a comprehensive view of all available options. Cortney highlights that while Medicare isn't free, it offers robust healthcare coverage for those who understand how to navigate it properly. The episode also addresses common concerns about the future of Medicare and Social Security, encouraging listeners to take proactive steps in managing their healthcare planning.


    For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/
    続きを読む 一部表示
    15 分
  • Medicare Myths - May 30, 2025

    Medicare Myths - May 30, 2025
    2025/05/30
    This week's "Coffee with Cortney" focuses on navigating Medicare benefits and dispelling common myths surrounding Medicare enrollment and coverage options. Cortney Dale explains that contrary to popular belief, turning 65 doesn't necessarily mean individuals must enroll in Medicare immediately. The discussion emphasizes individualized timelines for enrollment based on personal circumstances, helping retirees to avoid penalties and ensuring decisions best fit personal and financial needs. Cortney provides an insightful guide on the flexibility around Medicare plans, offering practical advice and solutions to align with attendees’ retirement plans.

    Additionally, the podcast tackles the misconceptions related to Medicare and supplemental insurance plans. It stresses the importance of supplementing Medicare parts A and B, which cover only a portion of medical expenses, leaving gaps that require additional coverage for prescriptions, dental, vision, and other needs. Cortney dispels myths about supplemental coverage, such as Plan G being different among providers, and highlights that plans provide uniform coverage across accepted providers.


    For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/
    続きを読む 一部表示
    15 分
  • Common Medicare Mistakes - May 16, 2025

    Common Medicare Mistakes - May 16, 2025
    2025/05/16
    This week's Coffee with Cortney emphasizes educating listeners about Medicare, focusing on its complex parts like A, B, and especially Part D, which covers prescription drugs. Host Cortney Dale discusses the complexities and common mistakes associated with choosing and enrolling in Medicare plans, such as delaying Part D enrollment and the resulting penalties. They highlight the importance of seeking professional guidance to avoid increased costs and being locked into unsuitable plans. The program aims to demystify Medicare, making it easier for individuals to understand and make informed decisions about their healthcare.

    For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/
    続きを読む 一部表示
    15 分
  • Changes to Medicare with Changes in Washington - May 2, 2025

    Changes to Medicare with Changes in Washington - May 2, 2025
    2025/05/02
    In this episode of "Coffee with Cortney", listeners are guided through the complexities of Medicare planning. They discuss the implications of Dr. Oz's appointment as the new leader of Medicare, highlighting that no immediate changes have been implemented, at least yet. Cortney Dale emphasizes the importance of understanding Medicare Advantage versus traditional Medicare, stressing that Medicare Advantage plans are not effective in western Kansas.

    The episode also educates listeners about the gaps in Medicare coverage and the significance of supplemental plans like Plan G or N. Listeners are encouraged to review their plans regularly, especially if their circumstances change, ensuring they have the appropriate coverage in place without unexpected out-of-pocket costs.

    For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/
    続きを読む 一部表示
    15 分
  • Weight Loss Drug Coverage & Current Medicare News - April 18, 2025

    Weight Loss Drug Coverage & Current Medicare News - April 18, 2025
    2025/04/18
    In this episode of "Coffee with Cortney," Cortney Dale from Sunflower Insurance Solutions guides listeners through the complexities of Medicare and highlights often overlooked coverage gaps. Courtney explains that while Medicare covers many medical needs, there are significant exclusions, such as certain weight loss drugs and home health care services. She emphasizes the importance of consulting with knowledgeable insurance professionals to fill these gaps with supplementary policies like home health care insurance. Cortney also touches on the capped out-of-pocket costs under the Inflation Reduction Act and advises on the annual election period for reviewing Medicare plans.

    For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/
    続きを読む 一部表示
    15 分
  • Medicare 101 - April 4, 2025

    Medicare 101 - April 4, 2025
    2025/04/04
    In the latest episode of "Coffee with Cortney," host Cortney Dale of Sunflower Insurance Solutions provides valuable insights into navigating the complexities of Medicare, emphasizing the importance of understanding the different parts of Medicare, such as Parts A and B, which are integral to original Medicare.

    Cortney sheds light on the intricate enrollment process and the common confusion surrounding social security and Medicare and also touches on the gaps in Medicare coverage, such as dental, vision, hearing, and long-term care, and how to address them with supplemental insurance policies.


    For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/
    続きを読む 一部表示
    15 分
  • Navigating Medicare Myths and Maximizing Coverage - February 21, 2025

    Navigating Medicare Myths and Maximizing Coverage - February 21, 2025
    2025/02/21
    As healthcare expenses continue to rise, understanding the intricacies of Medicare becomes crucial for a secure and comfortable retirement. Cortney sheds light on common misconceptions about Medicare, such as the belief that it covers all medical expenses after age 65, and emphasizes the importance of holistic retirement planning, including income, investments, taxes, legacy, and, importantly, healthcare.

    Cortney provides invaluable insight into Medicare components, such as Part A, Part B, and supplemental plans like Plan G and Plan N, explaining how they work and how to choose the right plan without overpaying. She also discusses the flexibility of changing supplemental plans throughout the year and how her team assists clients. Cortney's expertise helps demystify the often confusing world of Medicare.


    For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/
    続きを読む 一部表示
    15 分