Can Federal Employees Retire Mid-Pay Period?

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Can Federal Employees Retire Mid-Pay Period?

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Can a federal employee retire mid-pay period and still get credit for that time?

In this episode, Andrew McNair explains why your retirement date matters under FERS and how choosing the wrong day could cost you service credit, final leave accrual, and pension income over time. OPM generally counts full months of service when calculating your FERS annuity, which means retiring mid-month or mid-pay period may not work the way many federal employees expect.

Andrew breaks down why the end of the month and the end of the pay period matter, how to identify the “golden date,” and why your retirement date should be coordinated with your FERS pension, TSP withdrawal strategy, Social Security, survivor benefit election, annual leave, and retirement income plan.

If you are a federal employee nearing retirement, this episode can help you understand why your retirement date is more than just your final day at work.

To schedule a complimentary Federal Retirement Report and review your FERS benefits, TSP, LES, Social Security, and income plan, give our team a call at 1-800-848-8768.

https://calendly.com/swancapital_/nocostconsultation

To receive a customized Federal Retirement Report, call 1-800-848-8768 or visit swan-capital.com.

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