California’s property insurance market is changing fast, especially for homeowners in wildfire-prone areas.

In this episode of Speaking of Insurance, Aaron and Brian Bollinger discuss what they’re seeing in California right now: rising California FAIR Plan premiums, limited carrier availability, underwriting restrictions, older roofs, brush exposure, and why it pays to start shopping well before your renewal date.

We cover:

• Why the California FAIR Plan is becoming more expensive
• When a standard homeowners policy may still be possible
• How roof age, home updates, brush exposure, and documentation affect eligibility
• Why home and auto bundles can create more options
• What homeowners can do mid-policy - and why they shouldn’t cancel coverage before a replacement is secured
• How claims history affects future insurance costs
• Practical risk-reduction steps for mountain, seasonal, and high-fire-risk homes
• What could help stabilize California’s insurance market over time

The bottom line: insurance companies need enough information to assess risk, but homeowners need access to coverage that is practical, coordinated, and reliable when they need it most.

Speaking of Insurance is hosted by Aaron Bollinger and Brian Bollinger of Bollinsure Insurance Services.

Learn more or request an insurance review:
Bollinsure Insurance Services
562-268-9355
quotes@bollinsure.com
California Insurance License #6013787