Is now a good time to buy a home, or should you keep waiting?

In Episode 2 of De Paisano A Paisano, Raul Hernandez, Angel Hernandez, and Eric Ledesma give an honest check-in on today’s real estate market and explain where they are seeing opportunities for buyers, sellers, and investors.

The Paisanos discuss how down-payment assistance, seller-paid closing costs, new-construction incentives, assumable loans, seller financing, and other creative strategies can help buyers navigate higher prices and changing interest rates. They also look back at the intense market of 2021 and 2022, when buyers were competing against dozens of offers, paying above appraised value, and often making decisions without enough time to think.

The conversation goes beyond market statistics as the hosts share personal stories about purchasing their first homes, building equity, creating rental income, helping young adults become homeowners, and using real estate to create opportunities for their families.

They also answer one of the biggest questions in real estate: Is it actually a good time to buy?

The honest answer is that the right time depends on your financial situation, your family’s needs, and whether the payment truly makes sense for you. Nobody can perfectly predict rates or home prices, but preparing early can put you in position when the right opportunity appears.

Topics discussed in this episode include:

• The current Colorado and Denver real estate market
• CHFA and down-payment assistance
• Negotiating seller-paid closing costs
• Today’s opportunities for first-time homebuyers
• Seller financing and seller-carry transactions
• Assumable FHA and VA loans
• Rental-property and investment financing
• Duplexes, triplexes and fourplexes
• New-construction incentives and rate buydowns
• Buying a home without becoming house poor
• Personal first-home and investment stories
• What the Paisanos expect from the market moving forward

Have questions about buying, selling, or investing? Connect with the team at Paisano Realty to discuss your situation and build a plan that makes sense for you.

This podcast is provided for general educational and informational purposes only. Loan programs, interest rates, eligibility requirements, market conditions, and available incentives can change. Consult a qualified lender, financial professional, attorney, or real estate professional regarding your individual situation.