Grocery shopping might be the fastest way to free up hundreds of dollars a month—without cutting out the foods you love! In this episode, Madison sits down with Rachel Coons (the “grocery shopping mogul” behind the SHOP Method) to unpack why most families are unknowingly overspending on groceries and how a simple system can save both money and mental energy. They talk about building intentional grocery routines that reduce chaos, eliminate unnecessary store trips, and make weeknights easier—especially for moms juggling a lot. If you want a realistic, no-shame strategy to lower your grocery bill in a way that is aligned with your health goals (and works for any dietary restrictions or family size!), this conversation is for you.

What You’ll Learn in This Episode:

• The shocking average amount families overspend on groceries each month—and why it adds up fast
• Why grocery spending is often the easiest budget to change (and the fastest way to get a “quick win” with your finances)
• How to create awareness around your grocery spending without shame, guilt, or perfectionism
• The biggest “red flags” that signal you’re overspending (including the one question that reveals it immediately)
• Rachel’s two-week shopping approach—and how it saves time, stress, and money
• How online grocery pickup/delivery can reduce spending by removing impulse buys and helping you track your subtotal in real time
• How to keep your grocery “rules” aligned with your values—whether you shop at Whole Foods, Aldi, or anywhere in between
• A practical boundary that saves families serious money: rethinking snacks and reducing pre-packaged convenience spending

This Episode Is For You If…

• You feel like grocery shopping is chaotic and you’re constantly making “quick trips” that turn into full carts.
• You don’t know what you spend on groceries each month—and you suspect it’s more than you want.
• You want to save money without falling into scarcity, shame, or “eat bland meals forever” energy.
• You’re trying to pay off debt, start investing, or break the paycheck-to-paycheck cycle and need an obvious place to start.
• You care about eating well (organic, gluten-free, dairy-free, whole foods, etc.) and want a system that works with your priorities.
• Dinner time feels stressful and you want a smoother 5–7 p.m. routine that helps you show up calmer at home.
• You want grocery spending to support your goals—vacations, freedom, savings, investments—not just disappear every week.

Connect with Rachel Coons

📱 Instagram and TikTok: @heyrachelcoons

💻 Learn the SHOP Method with Rachel’s FREE Class at heyrachelcoons.com/class

🎙️Money Mom Podcast by Rachel Coons - Listen to Madison’s guest episode!

Connect with Madison

📱 Follow Madison on Instagram, TikTok and Threads: @newmoneymadison

💻 Visit Madison’s website: madisonaldini.com

✨ Join the waitlist for Debt Ditcher Academy and start building your plan for financial freedom. ✨

If “Patagonia vest finance advice” makes you want to throw your laptop into the ocean, this episode is your palate cleanser. Madison sits down with Meaghan Wall—aka Hot Girl CFO—to talk about what it actually looks like to run business finances like a confident CEO without sacrificing your “rich taste” life. They break down why cash flow kills great businesses, what 100K months really mean behind the scenes, and how to set up a Profit First-style system that pays you consistently and keeps your business stable.

What You’ll Learn in This Episode:

• Why cash flow—not talent—is the reason so many small businesses don’t make it
• The two biggest cash flow mistakes Meaghan sees (even at 7-figure revenue levels) What “100K months” usually leave out: the difference between revenue, expenses, and real profit
• How to smooth out cash flow by changing due dates, payment schedules, and expense timing
• A clear breakdown of Profit First: the accounts, the purpose, and why it helps CEO decision-making (based on Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine by Mike Michalowicz)
• Why paying yourself is a non-negotiable (and how it becomes a mindset + leadership practice)
• The hot-girl version of “being responsible” with money: intentional bougie spending without shame
• What commingling funds really risks for your business—and how to clean it up fast
• Meaghan’s take on intentional debt, intuition-led investments, and “CEO awareness” of your numbers

This Episode Is For You If…

• You’re tired of finance advice that shames your lattes, nails, lashes, or “feminine” spending.
• Your income comes in waves (launches, retainers, inconsistent sales) and your bills don’t.
• You’ve hit a growth phase and want to hire, invest, or expand without wrecking your cash flow.
• You’re making more money than ever—but still feel unsure what’s actually safe to spend.
• You want a simple system that helps you pay yourself consistently and stop “winging it.”
• You’ve heard “Profit First” a million times but still don’t know how to set it up in real life.
• You want your 2026 money moves to feel grounded, strategic, and unapologetically you.

Connect with Meaghan Wall: The Hot Girl CFO

💻 Visit Meaghan’s gorgeous website: https://www.thehotgirlcfo.com/

📱Connect on Instagram: @thehotgirlcfo

❤️‍🔥 Do you want your taxes filed by January 31st? Send Meaghan a DM and ask about her hot girl money magic!

Connect with Madison

💻 Visit Madison’s website: madisonaldini.com

📱 Follow Madison on Instagram: @newmoneymadison

✨Join the waitlist for Debt Ditcher Academy and start building your plan for financial freedom.✨

If this conversation lit a fire, share it with a friend who’s building a business and ready to get hot (and organized) with her money.

Human, meet money AMA. In this solo episode, Madison brings back the “Ask Me Anything” vibes—minus the chaos—and answers the investing questions she’s been getting over and over again. She breaks down how she personally invests (yes, she tells you exactly what’s in her accounts), the difference between IRAs and 401(k)s, how to think about risk so you don’t panic-sell, and what to do if you want to invest but you’re still in debt. Madison also shares her simple index fund strategy, how she’s approaching crypto as a long-term wealth builder, and a clear, compassionate roadmap for where to start when you’re juggling credit cards, student loans, and the desire to build real wealth. If you’ve ever thought, “I know I should be investing, but I have no idea what I’m doing,” this episode was made for you.

• The difference between a 401(k) and an IRA (Roth vs. traditional), and why an IRA is not automatically invested for you
• Where Madison personally keeps her IRAs and the three most common platforms people use for retirement investing
• How Madison invests her own money:
• How she approaches cryptocurrency as a small (but intentional) part of her portfolio—Bitcoin, Ethereum, and XRP—and why it’s not her main investing strategy
• What “losing money” in the stock market actually means, and the difference between unrealized and realized gains and losses
• Why picking individual stocks is riskier than using index funds—and why you don’t need to be a stock-picking genius to be a successful investor
• How your current debt season can become the launchpad for you being an incredible investor in the future
• How Madison works with clients 1:1 to map out their investment options (401(k), IRA, brokerage, HSA) and build a strategy that actually fits their life

• You want to start investing but feel intimidated, confused, or scared of “doing it wrong.”
• You’re in credit card or student loan debt and don’t know if you should wait to invest or try to do both.
• You have a 401(k) through work but have no idea what you’re invested in or whether it’s enough.
• You’ve heard of IRAs, Roth IRAs, brokerage accounts, and HSAs—but they all blur together in your brain.
• You’re curious about crypto, but you don’t want your whole financial future riding on it.
• You’re ready to go from “I Google everything and feel overwhelmed” to “I actually understand where my money is going and why.”

📲 DM @newmoneymadison with your money move of the week.

✨ Ready to transform your money mindset? Apply for 1:1 coaching at madisonaldini.com.

🔁 Loved this episode? Share it with a friend who needs a simple, non-scary intro to investing!

💬 DM Madison on Instagram with your money questions and she may answer them in a future AMA-style episode.

🔍 Not sure if you’re investing enough, in the right places, or in the right order with your debt? Reach out to Madison about 1:1 coaching so you can get clarity on your numbers, understand your investment options, and build a strategy that feels confident—not chaotic.

Madison’s goal is simple: to help you become a savvy, confident, badass investor who knows exactly what she’s invested in, why it’s working for her, and how it’s moving her closer to financial freedom.