Send a text

Once a business finds its footing and gains confidence in where it’s heading, the real challenge begins: funding growth the right way.

Growth takes more than ambition…it takes careful budgeting, smart cashflow planning, and making sure the right capital is in place so growth doesn’t become painful or restrictive.

In this episode, David and Trevor explore how business owners can make confident, well-informed decisions that support steady, controlled, and ultimately successful expansion.

They discuss why growth should never be left to chance and why the financial structure behind it matters just as much as the strategy itself.

With such a wide range of finance products and lenders in the market, choosing the right solution can feel overwhelming. The reality is that most business owners don’t have the time or the specialist knowledge to navigate every option effectively. That’s where professional guidance becomes invaluable. Working with an experienced professional , such as a member of The Guild of Business Finance, can mean the difference between funding that fuels growth and finance that may hinder or restrict it.

If your business is growing or you’re planning to grow, the. this episode is a reminder to plan carefully, structure funding correctly, and surround yourself with the right expertise to support the journey.

Support the show

To access our visual channel please click here https://youtu.be/DyjKdnXoCv4?si=a0aCtHmhuPNQmkjr

Please subscribe and follow us on LinkedIn, Instagram, YouTube and Twitter/X. Just search for 'Business Finance Matters'.

To listen to the Podcast, all episodes can be found on all the major platforms including Spotify, Apple, Amazon and YouTube and https://bfm.buzzsprout.com/

All comments are welcomed and may be discussed on future episodes.

Thanks for listening

Send a text

In this episode, David & Trevor tackle one of the biggest challenges facing entrepreneurs: how to access funding as a brand-new startup or during those crucial early years of trading.

They share some of the ways that David has been able to support early-stage businesses, while Trevor challenges the conversation by digging into what he sees as the most realistic and effective finance options in today’s UK lending market.

The truth is, many traditional lenders still struggle to back businesses with limited trading history, so where does that leave business owners that are struggling to raise the capital needed to start their businesses?

Both agree that it starts with two essentials: solid planning and, where possible, private investment. When those foundations are in place, the funding landscape can open up, including options supported by lenders such as the British Business Bank.

As with every episode published, the goal is simple: clear signposting and practical guidance. Business owners deserve straightforward information that helps them understand their options and navigate a market that now includes more than 300 non-bank lenders.

Working together and in partnership with The Guild of Business Finance Professionals, both believe more can and should be done to make funding information more accessible, transparent, and easier to navigate for every business seeking the right-fit finance.

If you believe that improving the access to finance for new and infant businesses, please share this episode and continue supporting the cause.

Support the show

To access our visual channel please click here https://youtu.be/DyjKdnXoCv4?si=a0aCtHmhuPNQmkjr

Please subscribe and follow us on LinkedIn, Instagram, YouTube and Twitter/X. Just search for 'Business Finance Matters'.

To listen to the Podcast, all episodes can be found on all the major platforms including Spotify, Apple, Amazon and YouTube and https://bfm.buzzsprout.com/

All comments are welcomed and may be discussed on future episodes.

Thanks for listening

Send a text

In this episode, David and Trevor dig into a topic business owners are raising more and more: interest rates and what do they actual equate to in terms or cost to the business.

Banks and other lenders alike, price interest to ensure they can cover their costs and deliver a return to the people providing the capital. But for many business owners, interest rates are still confusing, especially when the same thing is described in different ways. APR, yield, flat rate, fixed, variable, gross, net of fees, the list goes on.

They also tackle the idea of what a “fair” rate of interest actually means. That question only makes sense once you understand the length of the borrowing, the type of finance being used, and whether all the available options have been properly considered. Most importantly, is the finance genuinely the right fit for the business?

Short-term lending products come up a lot in these conversations and are often criticised publicly. David and Trevor take a balanced look at these options, explaining when higher interest products might make sense and when they probably do not.

The real focus is the cost to the business. Once the right type of finance is identified, the key questions are whether it is affordable and whether it supports the business’s goals.

This episode breaks interest rates down in plain terms. Hopefully, business owners will now have a better understand what they are being offered and the actual costs that apply...and especially if fees are included, too.

Support the show

To access our visual channel please click here https://youtu.be/DyjKdnXoCv4?si=a0aCtHmhuPNQmkjr

Please subscribe and follow us on LinkedIn, Instagram, YouTube and Twitter/X. Just search for 'Business Finance Matters'.

To listen to the Podcast, all episodes can be found on all the major platforms including Spotify, Apple, Amazon and YouTube and https://bfm.buzzsprout.com/

All comments are welcomed and may be discussed on future episodes.

Thanks for listening