Can independent insurance agencies write business outside their home state? In this episode, we break down what agents need to know about writing insurance in other states.
✅ Licensing requirements and non-resident credentials
✅ Carrier appetite and strategic conversations
✅ How Access Plus supports multistate expansion
✅ Why writing beyond borders positions agencies for growth
If you’re considering expansion, this discussion provides the clarity and direction you need to take the next step.
👉 Learn more at www.siaofnc.com
🎙 Available on YouTube, Apple Podcasts, Spotify, Amazon Music, and more.
#independentagencies #InsuranceExpansion #agencygrowth #insurancebusiness #carrierrelationships #buildyourlegacy #insurancepodcast #insurance #podcast

Are you ready to make the leap from producer to agency owner? In this episode, we explore how to determine your readiness for insurance agency ownership. From building strong mentor relationships to generating your own business opportunities, these steps will help you prepare for long-term success.

We’ll cover:

• The value of mentorship in guiding your ownership journey
• How networking creates centers of influence that drive growth
• Why generating your own opportunities is critical for independence
• Tracking key sales metrics to forecast agency success

Whether you’re actively planning your agency launch or just starting to explore the idea, this discussion will help you take the next step with confidence.

Curious about what it really costs to partner with a network like SIA of NC?

In this episode of Build Your Legacy: Insurance Edition, we answer one of the most asked questions from agency prospects—“How much does it cost?” Spoiler alert: the cost depends on your goals.

✅ No set fees – every partnership is tailored
✅ Strategic assessment process – built around your agency’s needs
✅ Custom agreements – options for compensation, market access, and full support
✅ Flexibility – scalable relationships that evolve with your agency
✅ Dealmakers, not dealbreakers – creative solutions for real growth

Discover how a custom partnership with SIA of NC can help your agency succeed, whether you're just starting out or scaling fast.

👉 Learn more at www.siaofnc.com
📧 Email us at podcast@siaofnc.com with topic suggestions or partnership questions
🎧 Subscribe on YouTube, Apple Podcasts, Amazon Music, Spotify, and more!

#InsuranceSuccess #IndependentAgencies #BuildYourLegacy #CarrierRelationships #InsuranceBusiness #InsuranceSupport #Partnerships #InsuranceGrowth #SIAofNC

Are carriers still offering appointments in 2025? The short answer: yes—but strategically.

In this quick solo episode, we break down the state of the current carrier appointment process, how profitability is driving growth again, and what agencies need to show in order to secure those opportunities.

From targeting the right lines to participating in carrier programs like telematics, there’s a formula for success—and SIA of NC’s Access Plus members have a leg up.

Learn how to position your agency, gain trust with carriers, and take advantage of appointment momentum as the market reopens.

Visit www.siaofnc.com to learn more about how we support independent agencies.

🎧 Listen now on Spotify, Apple Podcasts, Amazon Music, YouTube, or wherever you get your podcasts.

Brent Farley didn’t set out to be an insurance agency owner—but once he discovered the path, he never looked back. In this episode of Build Your Legacy: Insurance Edition, Brent shares how he went from selling life insurance and working in claims to building a successful independent agency partnered with SIA of NC.
✅ What pushed him to leave the captive world
✅ How he overcame the challenges of starting from scratch
✅ The power of centers of influence and referral partners
✅ Why he wishes he’d launched sooner
✅ How his SIA of NC partnership made growth possible
If you’ve ever wondered what it really takes to start your own independent agency—or what makes the difference between surviving and thriving—this episode is a must-listen.
🎙️ Available on YouTube, Apple Podcasts, Amazon Music, Spotify & more
📩 Send us your episode ideas: podcast@siaofnc.com
🌐 Learn more: www.siaofnc.com
#AgencyOwnership #IndependentAgencies #InsurancePodcast #CareerJourney #AgencyGrowth #InsuranceSuccess #SIAofNC #BuildYourLegacy #InsuranceIndustry #ReferralNetwork #insurance #podcast #success

Captive and direct writers are feeling the pressure.
In this episode of Build Your Legacy: Insurance Edition, we break down the growing disruption in the captive space—and why so many agents are making the move to independence. From commission cuts to lack of ownership, we cover the factors driving this shift and what it means for long-term success.
✅ How compensation cuts are affecting captive agents
✅ The demand for product flexibility and client options
✅ The true cost of building someone else’s book
✅ Why independent agencies offer equity and long-term value
✅ How to start preparing your exit strategy today
If you’re questioning your future in the captive model, this episode is a must-listen. Learn why the independent channel is gaining ground—and what it takes to make the switch.
🎙️ Available on YouTube, Apple Podcasts, Amazon Music, Spotify & more
📩 Send us your episode ideas: podcast@siaofnc.com
🌐 Learn more: www.siaofnc.com
#CaptiveAgents #IndependentAgencies #InsurancePodcast #CarrierDisruption #InsuranceOwnership #AgencyGrowth #BuildYourLegacy #InsuranceSuccess #InsuranceIndustry #BusinessTransition #insurance #podcast #market

Cyber intrusions are up 72%—and small businesses are feeling the heat.
In this episode of Build Your Legacy: Insurance Edition, we explore the latest cyber insurance trends with Adam Connor of RPS. From social engineering scams to card tumbling fraud, we cover the threats driving today's claims—and what agencies must do to stay protected.
✅ Why ransomware payments are declining
✅ The rise of cyber fatigue among employees
✅ Social engineering & spoofed emails explained
✅ What card tumbling is and why it matters
✅ Practical tips for agencies to protect their networks
Stay ahead of evolving cyber threats with the right insurance coverage and strategy.
🎙️ Available on YouTube, Apple Podcasts, Amazon Music, Spotify & more
📩 Send us your episode ideas: podcast@siaofnc.com
🌐 Learn more: www.siaofnc.com
#CyberInsurance #CyberThreats #IndependentAgencies #InsurancePodcast #SmallBusinessRisk #CyberClaims #InsuranceIndustry #BuildYourLegacy #insurance #podcast #siaofnc

🎙 Thinking about starting your own insurance agency? Before you leap, it’s critical to understand what it really takes to succeed.
In this episode of Build Your Legacy: Insurance Edition, we talk about the expectations vs. reality of launching an insurance agency. From long hours and stress management to handling every part of the business yourself, we break down the truths new owners need to hear.
✅ The misconception of "less stress"
✅ Why you’re more than just the owner
✅ What flexibility really looks like
✅ How to manage stress as a solo entrepreneur
✅ Why having the right partner changes everything
📌 If you're serious about building a successful agency, you need more than passion—you need preparation. This episode will help you get there.
👉 Learn more about partnering with SIA of NC: www.siaofnc.com
📩 Have questions or ideas? Email us at podcast@siaofnc.com
🎧 Subscribe on YouTube, Spotify, Apple Podcasts, Amazon Music, or wherever you listen.
#IndependentAgencies #BuildYourLegacy #InsuranceBusiness #StartupSuccess #InsuranceEntrepreneur #InsuranceSupport #SIANetwork #insurance #podcast