Justin Liu sits down with Tony White — a veteran leader in the global coffee and consulting industry — to explore how coffee businesses adapt and thrive across cultures.

From managing over 500 Gloria Jean’s franchises in Australia to advising startups and retail ventures in China, Tony shares his experiences in navigating the complex realities of the Chinese coffee market, the rise of Greenhouse Coffee, and the art of local market adaptation.

The conversation goes beyond numbers and operations — it’s about people, purpose, and faith. Tony reflects on the lessons learned from adversity, the role of vision in building partnerships, and the deep connection between leadership and personal growth.

• Different markets require tailored business models — one size never fits all.

• Understanding local consumer behavior is the foundation of success.

• Rent and labor costs can make or break profitability in emerging markets.

• Franchising offers scalability, but partner selection and shared vision matter most.

• Identify the non-negotiables of your brand — consistency is key.

• McDonald’s sets a global example of balancing brand identity with local adaptation.

• Breaking down large, diverse markets (like China) into regional clusters drives effectiveness.

• Adversity refines leaders — shaping both business wisdom and inner strength.

Justin Liu 对话全球咖啡行业与管理咨询领域的资深专家——Tony White。
从他在澳大利亚管理 500 多家 Gloria Jean’s 连锁门店，到在中国辅导创业团队、发展零售业务，Tony 讲述了自己在不同文化与市场环境中积累的经验与反思。

节目深入探讨了中国咖啡市场的独特挑战、古林坊咖啡的成长历程、以及在跨文化经营中调整商业模式的重要性。
这不仅是一场关于商业的讨论，更是一段关于信念、韧性与个人成长的旅程。

• 不同市场需要量身定制的商业模式，复制并非万能。

• 了解本地消费者行为，是品牌成功的基石。

• 在新兴市场中，高房租与人工成本常是盈利杀手。

• 加盟制能帮助企业快速扩张，但合作伙伴的价值观与愿景更为关键。

• 找出品牌的“不可妥协点”，保持核心一致性。

• 麦当劳是全球化与本地化平衡的典范。

• 将庞大的市场（如中国）细分成区域策略，是提高效率的关键。

• 逆境是最好的老师，它锻炼领导力与内在信念。

  
  

  Find Tony White at: https://www.avwbusinessconsulting.com

In this episode of Boulder Builders, host Justin Liu sits down with Colorado Springs real estate broker Max Ferguson to explore the mindset and methods behind building wealth through real estate. From house hacking a duplex to constructing a diverse investment portfolio, Max shares how his father’s landlord legacy shaped his path—and why understanding market dynamics is essential for every investor.

They dive into the role of a great realtor, creative deal-making, navigating first-time home buying, and the power of financial literacy. Whether you're just getting started or looking to scale your portfolio, this episode is packed with practical insights and long-term perspective.
在本期《博德创客》播客中，主持人刘国强（Justin Liu）采访了来自科罗拉多斯普林斯的房地产经纪人 Max Ferguson，一起探讨如何通过房地产实现财富积累与财务自由。从利用双拼房实现“以房养房”到打造多元投资组合，Max 分享了他在父亲的影响下走入房产领域的故事，并强调理解市场动态对每位投资者的重要性。

节目深入探讨了优秀房产经纪人的角色、创造性交易策略、首次购房者的指导建议，以及财务素养的重要性。无论你是刚入门还是准备扩张你的投资组合，本期内容都将为你带来实用的见解与长期战略视角。

Join us for the Boulder Capital Aspen Private Credit Seminar, where we will explore the unique investment opportunities in the private credit market. This seminar will focus on Aspen Private Credit Fund’s investment strategy, structure, and how it navigates the current market landscape. With over 11 years of experience, Aspen Funds specializes in providing credit to commercial real estate, prioritizing high current yields and risk-adjusted returns. The discussion will cover key topics including the fund’s structure, macroeconomic trends affecting the capital markets, deal sourcing, and the benefits of investing in preferred equity. This is a must-attend event for anyone interested in understanding the future of private credit investments.

欢迎参加美国磐田资本阿斯本私募信贷研讨会，我们将探讨私募信贷市场中的独特投资机会。本次研讨会将重点介绍Aspen私募信贷基金的投资策略、结构以及如何在当前市场环境中导航。Aspen Funds拥有超过11年的经验，专注于为商业房地产提供信贷，优先考虑高当前收益和风险调整后的回报。讨论将涵盖包括基金结构、影响资本市场的宏观经济趋势、交易来源以及投资优先股的优势等关键话题。这是深入了解私募信贷投资未来发展的必参加活动。

In this episode, Justin Liu sits down with Evans Agyapong to discuss his transformative journey from Ghana to pursuing higher education in the United States. Evans shares his experiences navigating the challenges of adapting to a new education system, dealing with cultural differences, and the importance of developing critical thinking skills. He emphasizes how faith, community support, and spirituality have played crucial roles in his academic and personal growth. Evans also highlights the significance of proactive communication with professors, the value of class participation, and the negotiation skills required for scholarship and job opportunities. Join us as we explore the intersection of education, resilience, and spirituality, and learn about Evans’ aspirations to impact education and integrate Christian values into academia.

在本期节目中，Justin Liu与Evans Agyapong深入探讨了他从加纳到美国求学的转变历程。Evans分享了他在适应新教育体系、应对文化差异以及培养批判性思维能力方面的经历。他强调了信仰、社区支持和精神力量在个人和学术成长中的重要作用。Evans还特别提到与教授主动沟通的重要性、课堂参与的价值以及奖学金和求职时需要的谈判技巧。加入我们，一起探索教育、韧性与精神之间的交汇点，并了解Evans如何希望通过教育产生影响，融入基督教价值观。

In this conversation, Justin Liu and Adam Robinson discuss a range of topics including Adam's background, his experiences with dyslexia, and his entrepreneurial journey in the painting business. They explore the importance of family values, community support, and the role of faith in personal and professional growth. The discussion also touches on immigration, the challenges surrounding abortion, and the need for responsible action in society. Adam emphasizes the significance of planting seeds for future generations and nurturing relationships within the community.

在这次对话中，刘国强（Justin Liu）与亚当·罗宾逊（Adam Robinson）探讨了多个话题，包括亚当的个人背景、他在与读写障碍斗争中的经历，以及他在油漆业务中的创业之旅。他们深入探讨了家庭价值观的重要性、社区支持的意义，以及信仰在个人和职业成长中的作用。对话还涉及移民问题、围绕堕胎的挑战，以及社会中采取负责任行动的必要性。亚当强调了为未来几代人播种的意义，以及在社区中培养关系的重要性。

Chapters

00:00 Introduction and Background of Adam Robinson

02:23 Dyslexia and Entrepreneurship

05:04 Transitioning to Colorado and Business Growth

07:59 Business Model and Profitability

10:52 Revenue Growth and Business Strategy

13:31 Working with Contractors vs. Employees

16:25 Long-term Goals and Wealth Building

18:54 Faith and Personal Growth

21:51 Intimacy with God and Life Lessons

42:59 Faith and Purpose in Relationships

45:04 Building a Strong Family Foundation

48:20 The Importance of Family Values

51:13 Navigating Parenting Challenges

54:29 Visions for a Thriving Society

59:14 Engaging in Meaningful Conversations

01:03:25 Addressing Abortion and Community Responsibility

01:11:33 Planting Seeds for Future Generations

In this episode of Boulder Builders, Justin Liu interviews Ben Kugel, a real estate investor and general contractor based in Colorado. Ben shares his journey from California to Colorado, his experiences in real estate investing, and the importance of education and family values in shaping his investment strategies. The conversation delves into the dynamics of the real estate market, the impact of economic changes, and advice for new investors. Ben emphasizes the significance of learning from experienced individuals and the long-term vision required for successful investing.

在本期 博德创客（Boulder Builders）播客中，刘国强（Justin Liu）采访了位于科罗拉多州的房地产投资人兼总承包商本·库格尔（Ben Kugel）。本分享了他从加利福尼亚到科罗拉多的旅程、他在房地产投资中的经历，以及教育和家庭价值观在塑造其投资策略中的重要性。对话深入探讨了房地产市场的动态、经济变化的影响以及给新投资者的建议。本强调了向有经验的人士学习的重要性以及成功投资所需的长期愿景。

In this episode of Boulder Builders, real estate developer and energy investor Brent Vaughn shares how his faith in Jesus Christ has been the cornerstone of his success. From flipping houses to leading major investments, Brent explains how prayer, perseverance, and divine guidance have shaped his journey.

He offers practical insights into building a strong team, navigating business challenges, and investing in real estate oil & gas, and solar. At the heart of his story is a miraculous home purchase and a business approach grounded in trust and faith. Brent encourages listeners to seek God’s will in every decision and build a legacy that reflects their values.

This conversation is an inspiring blend of faith and business, offering motivation for anyone looking to grow both spiritually and financially.

在这一期的《博德创客》播客中，房地产开发商和能源投资者布伦特·沃恩分享了他的信仰——耶稣基督——如何成为他成功的基石。从翻修房屋到领导重大投资项目，布伦特讲述了祷告、毅力以及神的引领如何塑造了他的旅程。

他提供了许多实用见解，包括如何打造一支强大的团队、应对商业挑战、以及在房地产、石油天然气和太阳能领域的投资。他的故事核心是一桩奇迹般的购房经历，以及一种建立在信任和信仰基础上的商业模式。布伦特鼓励听众在每一个决策中寻求神的旨意，并建立反映他们价值观的传承。

这段对话是信仰与商业的鼓舞人心的结合，为那些希望在精神和财务上共同成长的人提供了极大的动力。

In this episode of Boulder Builders, host Justin Liu interviews Morgan Lloyd, an independent insurance agent at Trailstone Insurance, about his unique path in the insurance industry. Morgan shares why he chose the independent agency route, offering flexibility and more competitive pricing compared to working with a single carrier. He discusses the challenges he faced when establishing his own agency and how he leveraged social media and networking to grow his business. Morgan also provides insight into the current insurance market in Colorado, particularly how rising prices are affecting homeowners and creating both challenges and opportunities. The conversation also touches on Morgan’s personal journey, from managing a multicultural family to his future goals and business expansion into other states like Arizona and Utah.

在本期的 博德创客 播客中，主持人 Justin Liu 采访了 Trailstone Insurance 的独立保险代理人 Morgan Lloyd，了解他在保险行业的独特职业道路。Morgan 解释了为什么选择成为独立保险代理人，这种选择不仅提供更多的定价选择，还能为更广泛的客户群体提供服务。他分享了自己在创建代理机构时遇到的挑战，以及如何通过社交媒体和网络拓展业务。Morgan 还讨论了科罗拉多州保险市场的现状，尤其是房价上涨对房主的影响以及市场带来的挑战和机会。节目还探讨了 Morgan 的个人成长历程，从管理多元文化家庭到未来的目标和业务扩展，涵盖 亚利桑那州、犹他州等其他地区。

Contact Morgan Llyod:

https://trailstoneinsurancegroup.com/morgan-lloyd

mlloyd@trailstoneinsurance.com

Contact Justin Liu for private investments:

www.bouldercapital.co

justinliu@bouldercapital.co