Have you ever paid through a company without knowing it was there? Arthur Firstov, Chief Business Officer at Mercuryo, explains the white-label, API-first payments layer inside apps and wallets, stablecoin adoption in Asia and why TradFi now wants cards, payouts and ramps.

• How Mercuryo's white-label, API-first payments layer works inside apps and wallets
• How Mercuryo moved from cross-border payments to stablecoins
• The most common mistake companies make with banks and payment partners
• Which Asian markets are bringing stablecoins into everyday use
• Why payroll, remittance and large payment companies want cards, payouts and ramps
• Arthur's advice before your very first purchase

00:00 Intro 01:06 The Blockopedia intro 01:19 Who Arthur is and what Mercuryo powers 01:38 From cross-border payments to stablecoins 02:41 Explaining Mercuryo to someone hearing the name for the first time 04:09 The most common mistake companies make with banks and payment partners 05:24 Which Asian markets are pulling stablecoins into everyday use 06:44 Mercuryo's focus for the next 12 months: TradFi wants cards, payouts and ramps 08:24 Advice before your very first purchase 09:44 Close

• Mercuryo: mercuryo.io
• Watch on YouTube: youtube.com/watch?v=GbHf0yz9TFg
• More Block Talks: theblockopedia.com/blocktalks-audio-podcast

How does someone who once dismissed Bitcoin end up building on it? Fisher Yu, co-founder of Babylon, traces the path from network security research to Babylon and explains how holders can put Bitcoin to work without giving up custody.

• How Fisher Yu went from Bitcoin skeptic to co-founding Babylon with David Tse
• How Babylon makes Bitcoin productive without giving up custody
• How borrowing against native Bitcoin on Aave works
• How Bitcoin ETFs relate to Babylon
• The biggest misconception about Bitcoin
• Why Bitcoin is still rarely used for payments

00:00 Intro 01:10 The Blockopedia intro 01:23 Introduction 01:40 From skeptic to founding Babylon 02:43 What Babylon is: productive Bitcoin without losing it 03:54 Borrowing against native Bitcoin on Aave 04:07 Bitcoin ETFs and Babylon 04:52 The biggest misconception about Bitcoin 05:24 Babylon's future plans 05:58 Advice for someone new to Bitcoin 06:42 Why Bitcoin still isn't used for payments 07:51 Close

• Babylon: babylonlabs.io
• Watch on YouTube: youtube.com/watch?v=bYQcFUl-kEI
• More Block Talks: theblockopedia.com/blocktalks-audio-podcast

What does an AI data centre have to do with copper, and why does that matter for finance? Monty Metzger, founder of LCX and chairman of Toto Finance, explains the copper crunch, three waves of tokenization and whether RWA demand is real.

• Why LCX became a regulated company in 2017, before the rules existed
• Why tokenization could make the market ten times bigger
• How the copper crunch behind AI data centres connects to finance
• The three waves of tokenization and Toto's mine-to-market model
• Whether demand for real-world assets is real yet
• Advice before tokenizing your first real-world asset

00:00 Intro 01:05 The Blockopedia intro 01:18 Introduction 01:37 From Web 1.0 to tokenization: LCX and Toto Finance 02:17 Why LCX went regulated so early 03:36 Tokenized commodities and the copper crunch 05:27 Monty's book: three waves of tokenization and the mine-to-market model 07:42 Why write it down: make it simple 09:01 Is RWA demand real yet? 11:10 Advice before tokenizing your first real-world asset 12:33 What Toto tokenizes next, and why the US 13:29 Close

• Toto Finance: toto.finance
• LCX: www.lcx.com
• Watch on YouTube: youtube.com/watch?v=sq-FBYzSxig
• More Block Talks: theblockopedia.com/blocktalks-audio-podcast