Join ADRE Commissioner Susan Nicolson and Deputy Commissioner Mandy Neat for an in‑depth walkthrough of the new real estate rules and legislative changes impacting Arizona licensees, including the major rule package that took effect December 13 and 2024 statutory updates.

This session is especially relevant for brokers, managing brokers, salespersons, property managers, and educators across Arizona.

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Michelle Linton, President of Northern Arizona Association of Realtors, discusses fraudulent transactions and escrow challenges with Merilee Arend, a title escrow officer. Fraud often occurs in outlying areas with elderly sellers, with red flags including quick closings and large upfront payments. To prevent fraud, agents should verify identities and use anti-fraud letters. Compensation confusion arises from evolving payment structures, emphasizing the need for clear instructions and documentation. Best practices include detailed emails with all transaction information and complete documentation. Incomplete files can lead to payment issues and last-minute surprises. Clear communication and thorough documentation are crucial for smooth transactions.

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Northern Arizona Association of REALTORS® President Michelle Linton sits down with Housing Solutions of Northern Arizona CEO Devonna McLaughlin to talk about the newest version of the Community Homebuyer Assistance Program (CHAP), launched August 2025, funded by a $7 million housing bond. This program offers up to $50,000 in down payment and closing cost assistance for first-time Flagstaff buyers through a no-payment, repayable loan.

Program Highlights:
• Up to $50,000 in CHAP loan funds
• 10:1 match - $5,000 from the buyer can unlock up to $50,000 in assistance (based on need)
• Must purchase within Flagstaff city limits • Household income ≤ 150% of AMI
• Loan must be repaid if home is sold, rented, or refinanced for cash-out

Eligibility:
• Live or work in Flagstaff for at least 1 year
• First-time homebuyer (no ownership in the last 3 years)
• Must occupy the home as a primary residence

Next Steps:
• REALTORS®: Encourage clients to contact Housing Solutions for prepurchase counseling & screening
• Buyers: Complete the Pre-Purchase Application at housingnaz.org/prepurchase

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