Merry Christmas! We wish you a very warm (we are in South Florida after all), healthy, and happy holiday season full of memory making! In this episode we highlight Black Friday and retail sales at this time of year. Year end sales tell us a lot about the commercial real estate market, the health of the economy and give us a glimpse of where we are heading at the beginning of next year. We give a brief overview of Visit Florida's 2024 report to get a glimpse of how tourism affects our local cre markets. We also do a lot of name dropping! Beth Azor, DeLea Becker, John Crossman, Spencer Levy and Mrs. Claus, and Rudolph the Red Nose Reindeer all get a shoutout.

2025 was the first full year of real estate under the new NAR rules, it was also the year when AI really took off. Changes overall are happening rapidly so what does the Broker of the Future look like? Join us in this episode where we discuss some of the challenges and opportunities for real estate brokers.

In this episode of Between Two Chairs, we sit down with Jennifer Gerson, Director of Community Engagement at Dade County Federal Credit Union from Dade County Federal Credit Union (DCFCU) to explore how a long-standing financial institution is driving community empowerment throughout Miami-Dade and Broward counties. Fernando and Jennifer are passionate about the power of community—growing it, nurturing it, and helping people and small businesses thrive—and DCFCU embodies that mission through financial literacy, accessible lending, and deep local engagement.

Listeners will learn what makes credit unions unique, who can become a member, and how DCFCU's programs—including the RISE Small Business Loan initiative—are unlocking opportunity for underserved entrepreneurs.