In this episode, we run through the best UK savings rates for September 2026.

What we cover:

• Premium Bonds' rise to 4.35% — why that's not an interest rate, and the only people they genuinely suit
• Switch offers up to £500 — plus the bank now paying switchers in toothbrush
• Easy-access at 5% — a brand-new NatWest brand, the best no-cliff rate, and the small-balance account that quietly beats Santander's 6%
• Cash ISAs — eToro at 4.87%, Chip, Moneybox, a set-and-forget 4.52%, and Tembo's mortgage-linked HomeSaver
• Fixed bonds at 5% from £1,000 — and NS&I's Treasury-backed 4.82% with no protection cap
• Notice accounts — paying less than easy access; convince us in the comments
• Regular savers — four at 8%, why a 6% account out-earns them all, and stacking them with our new Savings Stacker tool

Every account we mention is on DepositScout.com — filter by type, compare rates properly, run the savings and tax calculators, and check the rate history graphs before you open anything.

eToro's 4.87% Cash ISA (Market Leading)
Tembo's Home Saver

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Check out our website DepositScout.com for the latest savings rates.

Connect with us (via LinkedIn)

Jan: https://www.linkedin.com/in/jan-watermann/

Jonny: http://www.linkedin.com/in/jonny-pease

Got a question or topic you want us to cover? Drop us a message at jonny@technicallymoney.com