『Behavioral Economics with Fexingo: Decision Making, Bias, and How People Really Spend』のカバーアート

Behavioral Economics with Fexingo: Decision Making, Bias, and How People Really Spend

Behavioral Economics with Fexingo: Decision Making, Bias, and How People Really Spend

著者： Fexingo
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What really drives the way people spend, save, and invest? Behavioral economics challenges the textbook assumption of the rational actor by revealing the systematic biases and mental shortcuts that shape every financial decision. In this show, Lucas and Luna sit down at the research library to dissect the experimental evidence, from Kahneman and Tversky's prospect theory to Thaler's nudge framework, and test those findings against real-world pricing, marketing, and policy design. They walk through specific studies — the endowment effect in housing markets, the sunk-cost fallacy in subscription pricing, the framing of credit-card interest rates — and ask what those experiments imply for a consumer choosing a mortgage or a CFO setting a price. Lucas brings the investigative journalist's rigor, pressing for the exact sample sizes, replication rates, and alternative interpretations; Luna pushes back with the practitioner's instinct, asking whether a bias that shows up in a lab actually translates to a shopping cart on Amazon. The listener is not a beginner: you already know that people aren't perfectly rational. What you want is the nuance — the boundary conditions where biases flip, the studies that fail to replicate, and the ethical line between a nudge and a manipulation. Each episode leaves one open question hanging: if we know these biases exist, should the government regulate against them, or is that a cure worse than the disease? #BehavioralEconomics #ProspectTheory #Nudge #Kahneman #Thaler #EndowmentEffect #SunkCost #Framing #Bias #DecisionMaking #ConsumerBehavior #BehavioralFinance #Economics #FexingoBusiness #BusinessPodcast #ResearchLibrary #PolicyDesign #CognitiveScience Keep every episode free: buymeacoffee.com/fexingo© 2026 Fexingo. All rights reserved. 経済学
エピソード
  • How a One-Dollar Auction Traps Rational People

    How a One-Dollar Auction Traps Rational People
    2026/06/07
    In this episode, Lucas and Luna explore the dollar auction — a deceptively simple game designed by economist Martin Shubik that traps rational players into bidding far more than a dollar for a one-dollar bill. Using the real-world example of two software engineers who bid a combined $42 on a $20 bill at a conference, they reveal how competitive escalation, sunk costs, and loss aversion drive people to throw good money after bad. They connect the trap to corporate bidding wars, salary negotiations, and even startup pivots. Listeners learn how to recognize the point of no return — and how to walk away before the auction owns them. #BehavioralEconomics #Economics #DollarAuction #MartinShubik #Escalation #SunkCostFallacy #LossAversion #AuctionTheory #GameTheory #DecisionBias #Rationality #BiddingWar #Negotiation #StartupPivot #CognitiveBias #FexingoBusiness #BusinessPodcast #PodcastEpisode Keep every episode free: buymeacoffee.com/fexingo
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    8 分
  • Why Your Brain Defaults to the Default Option

    Why Your Brain Defaults to the Default Option
    2026/06/07
    In this episode of Behavioral Economics with Fexingo, Lucas and Luna explore the default effect—why we stick with pre-set options even when better alternatives exist. They dive into organ donation rates across countries, where defaults can double participation from 20% to 90%, and discuss how companies like Microsoft and streaming services use defaults to shape user behavior. The hosts also unpack a 2022 study showing that defaulting employees into retirement savings plans boosted enrollment from 40% to 85%. Finally, they apply the concept to personal finance, offering a simple hack to leverage defaults for saving more. #DefaultEffect #BehavioralEconomics #OrganDonation #RetirementSavings #NudgeTheory #DecisionMaking #Bias #Economics #FexingoBusiness #BusinessPodcast #ChoiceArchitecture #Microsoft #StreamingServices #PersonalFinance #SavingsHack #HumanBehavior #Psychology #Inertia Keep every episode free: buymeacoffee.com/fexingo
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    6 分
  • Why Your Brain Saves Money in Separate Mental Accounts

    Why Your Brain Saves Money in Separate Mental Accounts
    2026/06/06
    Episode 35 of Behavioral Economics with Fexingo digs into mental accounting — the cognitive quirk that makes us treat a $50 gift card differently from $50 cash, even though they're worth exactly the same. Lucas and Luna explore Richard Thaler's classic framing experiment, where people were less likely to spend a windfall on a concert ticket if they had already mentally allocated that money elsewhere. They connect it to real-world examples: why households save for a vacation while carrying credit card debt, and how Uber's surge pricing exploits our mental categories. The hosts also discuss how to hack your own mental accounting to make better financial decisions — from paying down high-interest debt first to using separate accounts deliberately. A concrete, research-backed look at why your brain's personal ledgers often work against your wallet. #MentalAccounting #RichardThaler #BehavioralEconomics #ProspectTheory #SunkCost #FramingEffect #WindfallMoney #GiftCardSpending #DebtVsSavings #FinancialDecisionMaking #CognitiveBias #Economics #Business #FexingoBusiness #BusinessPodcast #BehavioralFinance #PersonalFinance #DecisionBias Keep every episode free: buymeacoffee.com/fexingo
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    9 分
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