Before You Move Abroad: The Money Mistakes No One Warns You About

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Before You Move Abroad: The Money Mistakes No One Warns You About

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You've dreamed about it. Maybe you've even Googled it. But what does moving abroad actually cost — financially, practically, and emotionally?

In Part 2 of our series with the State Department Federal Credit Union (SDFCU), Shelby and Belinda sit back down with Sam Salmon and Josh Barrett — two financial professionals who aren't just advising on international living, they're currently doing it. From hidden garbage taxes in Spain to bills buried in junk mail in Belgium, this conversation gets into the real details that most people don't think about until they're already on the plane.

We cover banking across borders, credit strategy, U.S. tax obligations that follow you everywhere, and what to do in the 12-18 months before you make the move. If you've ever seriously considered planting roots somewhere new, this one's for you.

Here are a few acronyms that were used in this episode:

WISE (Wise is an international money movement solution); SDFCU has info on WISE on their website, https://sdfcu.org/
FBAR (Foreign Bank Account Reporting Requirements)
AARO (Association of American residents overseas)
FAWCO (Federation of American Women's Clubs Overseas)
ACA (American Citizens Abroad)

Missed Part 1? We kicked off this series talking about raising money-smart kids — find it wherever you're listening now.