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  • What Is The Finance Charge For A Mortgage Loan?

    What Is The Finance Charge For A Mortgage Loan?
    2020/04/20
    The Truth In Lending Act requires disclosure of the Finance Charge and APR to better protect the consumer. How does it protect someone who is looking for a mortgage? Listen to this episode to find out.
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    19 分
  • The Loan Estimate Fee Buckets

    The Loan Estimate Fee Buckets
    2020/04/16
    The Loan Estimate is bound by accuracy requirements that require loan costs be disclosed to within allowable thresholds. How accurate? Listen in for a description of the 3 buckets of fees.
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    15 分
  • When Can I Revise My LE?

    When Can I Revise My LE?
    2020/04/13
    The Loan Estimate is meant to be disclosed accurately, of course. But what happens if something changes and what we've sent initially no longer works? Check out this episode to learn more about the rules of the REVISED LE.
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    11 分
  • What are the 4 C's of Credit?

    What are the 4 C's of Credit?
    2020/04/10
    Credit qualification can be complicated but it's really based on a basic model of balance. If you're not familiar with the 4 C's of credit, check out this episode. (we may even give you the 5th C, too)
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    12 分
  • What Is A HECM?

    What Is A HECM?
    2020/03/27
    There are a lot of opinions about the Reverse Mortgage out there. Sometimes, it's pretty controversial. What are the basics? Listen to this episode.
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    9 分
  • What Else Do You Recommend?

    What Else Do You Recommend?
    2020/03/11
    It's the never-ending search for the "next best thing." If you're searching and searching for that KEY piece of information you think you NEED to be best prepared for your NMLS test... you'll want to listen to this episode.
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    11 分
  • Is It SAFE To Assume?

    Is It SAFE To Assume?
    2020/03/11
    I'm ALWAYS asked about how to judge the scores people are getting on their NMLS prep practice tests and do THOSE scores reflect on how well prepared someone is. Ever thought about this yourself? Listen to THIS episode for an answer.
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    9 分
  • What Is A Transitional License?

    What Is A Transitional License?
    2020/03/02
    Can you originate loans before you get an MLO license? Maybe you've heard that you can with a "transitional" license, but what's the catch? Find out more in this episode!
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    6 分