How to Manage Money to Finance the Life You Want

Host Michael Millward meets Wealth Planning Expert Dominic Baldwin to explore the important, yet misunderstood parts of work‑life balance: managing money so that it supports the life you want to live.

Dominic, has spent 35 years helping families make confident, values‑driven financial decisions. He founded Xentum, to address the financial management lessons learnt from his late father’s experience and provide financial advice that focuses on creating wealth to facilitate the life that matters to you and your family”.

Key Themes

• Why traditional financial advice often fails families
• How commission‑driven models created decades of poor decision‑making.
• The importance of values‑based financial planning
• How families can identify their true priorities, from health and security to travel, philanthropy, and personal growth.
• Why passive, low‑cost investing often outperforms active management
• How removing conflicts of interest leads to better long‑term outcomes
• How wealth planning gives families confidence to live richly, not die wealthy
• How planning to “run out of money at 100” can be a liberating strategy.

Dominic also explains why

• He works with families rather than individuals
• Vulnerability is essential to good planning
• Understanding family dynamics is more important than understanding investment markets.

Why Listen?

If you want to improve your financial wellbeing, make better decisions, or simply understand how money can support a more meaningful life, this episode offers clarity, compassion, and practical wisdom. It will help you rethink wealth, rethink priorities, and rethink what a financially confident future could look like.

Discover more about Dominic and Michael at Abeceder.co.uk

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