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  • Can this CPF Update Finally Resolve Financial Anxiety of the Middle Class? [Chills 255, SG Budget 2026 Debate ft Anthea Ong]

    Can this CPF Update Finally Resolve Financial Anxiety of the Middle Class? [Chills 255, SG Budget 2026 Debate ft Anthea Ong]
    2026/02/25

    We are talking about Singapore’s structural anxiety, its link to finances, and how the latest national budget impacts everyone - from working professionals to families. Join host Reggie, aka your Chief Financial Coconut, and an expert panel as they break down the burning issue of the day.

    Meet the Guests:

    • Alex Lee: Former CFO and insurance expert, diving deep into retirement realities and the pressures of achieving “financial freedom”.
    • Dr Kalpana Vignehsa: Institute of Policy Studies, Senior research fellow at NUS, unpacking why Singapore's youth are increasingly anxious and the consequences for family and relationships.
    • Anthea Ong: Former MP and corporate leader, blending her experience to explore how public and private sector insights can reshape policies for a more inclusive society.

    We discuss:

    • Why professional anxiety is affecting decisions around retirement, relationships, and family planning.
    • The policy shifts in the latest budget, do they address our growing wellbeing crisis?
    • Why mental health and wealth inequality should be front and center in national conversations.

    Don’t miss out! Tune in to hear from these passionate experts who will challenge your views on economic growth, security, and the real cost of living.

    🔊 Listen now to the full conversation!


    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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    🔗 CONNECT WITH US

    Get daily tips, insights, and community:

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    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.
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    1 時間 2 分
  • How To Get More Youths To Start Their Own Business Today? [TBS 50, SG Budget 2026 Debate]

    How To Get More Youths To Start Their Own Business Today? [TBS 50, SG Budget 2026 Debate]
    2026/02/24

    Dive into the latest Singapore Budget and its impact on youth entrepreneurship, tackling the challenges and opportunities in today's market.

    Join our guests as they share their unique insights into the changing landscape of work and entrepreneurship.

    • Chua Pei Ying, APAC Head Economist at LinkedIn,
    • Simarna Singh, Regional (APAC) Healthcare Sustainability Manager & Client Partnerships at DKSH, and
    • Eugene Chia, COO & Co-Founder of Ecovolt

    Here’s what you can expect:

    • The challenges facing youth in the current job market, including the struggles post-graduation and the gap between academic preparation and job readiness.
    • How AI is transforming the entrepreneurial space and making entrepreneurship more accessible.
    • The vital role of mentorship and networking in navigating the entrepreneurial journey.
    • Insights on the growth mindset and its importance in future-proofing careers, whether you’re working in a corporate job or building your own business.

    Don't miss this thought-provoking conversation that highlights how the current #budget2026 could support youth-led startups and shape the future of work. Tune in for key takeaways and inspiration!


    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    📍 LISTEN & SUBSCRIBE

    • Spotify
    • Apple Podcast
    • YouTube


    🔗 CONNECT WITH US

    Get daily tips, insights, and community:

    • Instagram
    • TikTok
    • Telegram
    • Whatsapp
    • Newsletter


    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.
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    54 分
  • What Budget 2026 Isn’t Saying About the Job Market [W&S 157, SG Budget 2026 Debate]

    What Budget 2026 Isn’t Saying About the Job Market [W&S 157, SG Budget 2026 Debate]
    2026/02/22

    Get ready for an insightful episode where we break down the Budget 2026 and its potential impact on the workforce and economy. This isn’t your typical budget discussion. We’re diving deep into AI, labour market shifts, and future career trends.

    Meet the Experts:

    • Hui Wen Woo: A Recruiter; Director at Binoculer, sharing insights into how the job market has become more complicated than ever.
    • Dr. Pinchuan Ong: An assistant Prof at NUS Business School, offering a macro view of how AI is reshaping industries and careers.
    • Somnath Kansabanik: Senior Leader in Energy Transition. A former full-time employee turned fractional career consultant, discussing the rise of the gig economy and its place in the current budget.

    What to Expect:

    • How AI is influencing jobs, from displacement concerns to upskilling opportunities.
    • The reality behind layoffs, especially in tech and finance, and what industries are hiring.
    • Key budget measures that could impact your future career, whether you're in a traditional role or shifting to a more flexible, fractional career.

    Don’t miss this thought-provoking conversation on the future of work! Tune in now!


    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    📍 LISTEN & SUBSCRIBE

    • Spotify
    • Apple Podcast
    • YouTube


    🔗 CONNECT WITH US

    Get daily tips, insights, and community:

    • Instagram
    • TikTok
    • Telegram
    • Whatsapp
    • Newsletter


    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.
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    58 分
  • SME Bosses Reacts To Singapore Budget 2026 #Budget2026

    SME Bosses Reacts To Singapore Budget 2026 #Budget2026
    2026/02/17

    What happens when rising costs, foreign worker quotas, AI disruption, and global expansion all collide in one national budget?

    We unpack the real conversations happening behind closed doors: the tensions, the trade-offs, and the tough questions business owners are quietly asking.

    Here’s what you’ll hear:

    • Why “adapt or be left behind” isn’t just a slogan, and what it really means for SMEs
    • The hidden pressure of quotas, levies, and wage mandates, are three tools too many?
    • When your best talent becomes your biggest compliance headache
    • AI: national strategy or survival strategy for small businesses?
    • Why not every job can, or should, be replaced by automation
    • The uncomfortable truth about grants, sustainability, and over-dependence
    • International expansion: growth opportunity… or expensive distraction?
    • Why going overseas without fixing your home ground could cost you more than you think

    🎙️ And joining us is a service-based entrepreneur who has piloted regional projects, navigated capability development firsthand, and is actively preparing for international expansion, sharing candid insights on what founders really need beyond just financial capital: social capital, ecosystem support, and even “dream capital.”

    This isn’t a highlight reel. It’s the unfiltered reality of running a business in a fast-changing economy.

    If you’re an SME owner, policymaker, founder, or just curious about where the economy is heading — you’ll want to tune in.

    Because the real question isn’t whether change is coming.

    It’s whether we’re ready for it.


    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    📍 LISTEN & SUBSCRIBE

    • Spotify
    • Apple Podcast
    • YouTube


    🔗 CONNECT WITH US

    Get daily tips, insights, and community:

    • Instagram
    • TikTok
    • Telegram
    • Whatsapp
    • Newsletter


    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.
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    1 時間 2 分
  • TFC Reacts to Budget 2026: Are Singaporeans Better Off? #Budget2026

    TFC Reacts to Budget 2026: Are Singaporeans Better Off? #Budget2026
    2026/02/15
    TFC Budget Debate Is Back… And This Year, It’s PersonalThe numbers are out. The headlines are loud. But what’s really going on beneath the surface of this year’s Singapore Budget?Before you scroll past another hot take, tune in to the only budget debate you actually need to hear.the TFC crew dives deeper than ever, beyond the vouchers and headline announcements, to unpack what the policies really mean for your job, your family, your future, and yes… your CPF.Meet the PanelReggie - Your “Chief Financial Cook” is back in the driver’s seat, promising one thing: No blind agreement. No polite nodding. Just real conversation.Anthony - The policy veteran who keeps coming back for one reason: this is the one debate that actually matters. Expect sharp takes on economic strategy and what’s really driving the nation’s direction.Adrian - The “usual culprit” who asks the uncomfortable questions. If there’s a stress test for government KPIs or AI ambitions, he’s bringing it.Iman - First time on the panel, but don’t underestimate her. She’s cutting through the spreadsheets to ask the bigger question: Is this the life we actually want?What We’re UnpackingIs this a steady-as-we-go budget… or something more strategic?Are we engineering innovation, or just throwing money at VCs?Has Singapore quietly created a minimum wage without calling it one?Why do families still hesitate to have more children, even with subsidies?Are we talking about productivity… but ignoring how people actually want to live?And what happens when AI, immigration, and identity all collide?Plus:Some jaw-dropping revenue numbers.A ministry that slashed its operating budget by 75%.And a CPF conversation you’re going to want to hear in full.This isn’t just about dollars and cents.It’s about risk.It’s about trade-offs.It’s about the kind of society we’re building — and whether we’re honest about it.If you care about jobs, kids, housing, inequality, or simply where this country is headed next…🎧 Don’t miss this episode of TFC Budget Debate.Because the real debate doesn’t start with the speech.It starts after.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
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    1 時間 8 分
  • Distributed Workforce, JS-SEZ, Singapore Budget 2025 Fuels Business Growth [ft. ASME, Debbie Yong, AYP Group]

    Distributed Workforce, JS-SEZ, Singapore Budget 2025 Fuels Business Growth [ft. ASME, Debbie Yong, AYP Group]
    2025/03/04

    Are your business ambitions outgrowing Singapore's shores? You're not alone. In our latest episode, we dive deep into the challenges and opportunities facing Singaporean SMEs looking to expand regionally.


    Join our host Reggie as he discusses with industry experts:

    - Jolin Nguyen, Managing Director of AYP Group, specialising in helping companies expand across 14 Asia-Pacific countries

    - Debbie Yong, Founder, Atypical Media, former journalist and brand strategist who's covered Singapore's F&B and retail scene for over a decade, and

    - Mr. Ang Yuit, President of ASME (Association of Small Medium Enterprises)


    We'll explore:

    - Why many SMEs struggle to move beyond "zero to one" thinking

    - Surprising insights about regional expansion costs vs Singapore

    - How some businesses are successfully scaling through strategic partnerships

    - The truth about government support schemes—what's working and what's not


    Discover why internationalisation might be easier (and harder) than you think.


    Tune in now to learn how Singaporean SMEs can truly compete in the regional market!


    Drop your questions below! Which Budget 2025 initiative are you most excited about for taking your business global?


    Available on all podcast platforms. Drop your hot takes after listening

    Also, ask us anything today! and best questions will be selected to be personally answered by our expert network! Send us your questions here: https://www.thefinancialcoconut.com/ask-us


    05:09 What challenges do businesses face when trying to scale?

    06:12 What stands out in this year’s budget for businesses?

    14:38 Can you share examples of businesses expanding successfully?

    24:08 Should SMEs take a different approach when entering new markets?

    35:20 What’s your top advice for SMEs going international?



    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    [Podcast, Vodcast]

    Spotify: https://rebrand.ly/TFC-spotify

    Apple Podcast: https://rebrand.ly/TFC-applepodcast

    YouTube: https://rebrand.ly/TFC-youtube


    [Connect with us]

    Instagram: https://rebrand.ly/TFC-instagram

    Tik Tok: https://rebrand.ly/TFC-tiktok

    Telegram: https://rebrand.ly/TFC-telegram

    Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

    Newsletter: https://rebrand.ly/TFC-Newsletter


    Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.
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    46 分
  • 50,000 BTO, transaction slowdown and falling interest rates. What’s the story?

    50,000 BTO, transaction slowdown and falling interest rates. What’s the story?
    2025/03/02

    We debate if current income ceilings make sense anymore and share some controversial thoughts on Budget 2025.


    Joining us are:

    - Professor Sumit Agarwal from NUS Business School, author of the popular Kiasunomics series. He brings 25 years of mortgage expertise to the table!

    - Kuanyu Tan, 99.co CEO sharing his fresh perspective as a first-time homebuyer navigating the system.

    - David Baey, CEO of Mortgage Master, an industry veteran who's been in mortgages for 15 years.


    We'll be unpacking:

    - Why this year's budget had surprisingly little on housing

    - The impact of 20,000 new BTOs coming to market

    - Whether HDBs should really be viewed as lottery tickets

    - What's really driving property price increases across Singapore


    It's a no-holds-barred discussion full of laughs, real talk and unique perspectives you won't hear anywhere else. Tune in now to get the inside scoop on Singapore's property market!


    Available on all podcast platforms. Drop your hot takes after listening.

    Also, ask us anything today! and best questions will be selected to be personally answered by our expert network! Send us your questions here: https://www.thefinancialcoconut.com/ask-us


    00:00 - Introduction

    03:14 - Given the budget’s limited focus on housing, are current policies sufficient to ensure affordability?

    08:09 - How will the budget impact first-time buyers, homeowners, and property investors?

    17:22 - How does the BTO system impact life decisions, and how should its profit mechanics be managed for affordability?

    24:56 - How are current property market trends and mortgage rates evolving, given global interest rate influences?

    30:26 - How do you see long-term interest rates evolving, and what impact will they have on homeowners and the housing market?

    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    [Podcast, Vodcast]

    Spotify: https://rebrand.ly/TFC-spotify

    Apple Podcast: https://rebrand.ly/TFC-applepodcast

    YouTube: https://rebrand.ly/TFC-youtube


    [Connect with us]

    Instagram: https://rebrand.ly/TFC-instagram

    Tik Tok: https://rebrand.ly/TFC-tiktok

    Telegram: https://rebrand.ly/TFC-telegram

    Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

    Newsletter: https://rebrand.ly/TFC-Newsletter


    Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.
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    39 分
  • Millennials And The 2050 Retirement Deadline: What You Need To Know Now [ft HCA Hospice & MoneyOwl]

    Millennials And The 2050 Retirement Deadline: What You Need To Know Now [ft HCA Hospice & MoneyOwl]
    2025/02/26

    A topic that's top of mind for many Singaporeans - retirement planning and what it really means to retire well in Singapore today.


    Our panel of experts:

    - Daphne Lye, Financial Planning Solutions Lead at MoneyOwl

    - Dr Chong Poh Heng MD, HCA Hospice, who brings over 35 years of experience in end-of-life care

    - Ashok Samuel, Ex GIC Head of Private Equity Risk with 30 years in private equity experience, now retiree in his late 50s, offers a personal perspective on the realities of retiring in Singapore and the wisdom he’s gained along the way


    Episode highlights:

    - Why traditional notions of retirement feel uninspiring to many millennials

    - The evolving landscape of retirement planning beyond just CPF Life and insurance schemes

    - How to balance living well now while preparing for future healthcare needs

    - And some candid conversations about end-of-life planning that you won't hear anywhere else


    03:59 What does hospice care actually involve?

    05:56 What advice comes from those near the end of life?

    09:51 How well do current retirement schemes support Singaporeans?

    12:17 How can retirees manage rising healthcare costs?

    18:29 How does Singapore compare to other retirement destinations?

    21:03 How much should Singaporeans save for retirement?

    29:28 What factors make retirees relocate from Singapore?


    From financial strategies to emotional considerations, we cover the practical realities of retiring in Singapore today while challenging conventional thinking.


    This is one conversation about retirement you don't want to miss. Tune in now to get inspired and empowered to rethink your own retirement journey!


    Available on all podcast platforms. Drop your hot takes after listening.

    Also, ask us anything today! and best questions will be selected to be personally answered by our expert network! Send us your questions here: https://www.thefinancialcoconut.com/ask-us


    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    [Podcast, Vodcast]

    Spotify: https://rebrand.ly/TFC-spotify

    Apple Podcast: https://rebrand.ly/TFC-applepodcast

    YouTube: https://rebrand.ly/TFC-youtube


    [Connect with us]

    Instagram: https://rebrand.ly/TFC-instagram

    Tik Tok: https://rebrand.ly/TFC-tiktok

    Telegram: https://rebrand.ly/TFC-telegram

    Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

    Newsletter: https://rebrand.ly/TFC-Newsletter


    Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.
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    45 分