『AFSA Extra Credit Podcast』のカバーアート

AFSA Extra Credit Podcast

AFSA Extra Credit Podcast

著者: American Financial Services Association
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The AFSA Extra Credit Podcast offers an inside look at the consumer credit industry from the professionals who work in it every day.

AFSA Members, Business Partners, and thought leaders share their expertise the consumer credit market and how consumers and businesses can navigate personal and professional finances in a dynamic landscape. Each episode breaks down complex industry topics, explores current developments at the federal and state levels, and surfaces the colorful stories behind the history of credit and finance.

Listen-In to meaningful conversations with the people working to build stronger financial futures for consumers.

2026 American Financial Services Association
経済学
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  • Understanding Hidden Risks in Bank Partnerships with HUB International
    2026/07/31

    In this episode of the Extra Credit Podcast, we are joined by HUB International Senior Vice President, Lee Palms. Throughout our conversation, Lee uses his more than 30 years of expertise in the risk and insurance industry to explain the evolving pitfalls of the consumer finance industry, specifically within bank partnership agreements. There are critical gaps companies are overlooking that could end as a costly mistake. Lee helps dissect the fine print when it comes to signing indemnification clauses, expanding existing policies, and what that really means for your business.

    Discover how a simple overview of contractual language can save your company from financial hardship and legal chaos. Read more about this topic here: https://afsaonline.org/2026/07/24/industry-expertise-the-exposure-gap-your-bank-partnership-agreeme…

    Guest: Lee Palms, Senior Vice President, HUB International

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    15 分
  • Balancing Tradition and Innovation: A Conversation Across Generations with 1st Franklin Financial
    2026/07/30

    In this special episode of the AFSA Extra Credit Podcast, Celia Winslow, President and CEO of AFSA sits down with the oldest and youngest generation of the family business at 1st Franklin Financial. While both go by Ben Cheek, one is a recent graduate of Auburn University and the newest generation of Cheek serving as a Project Coordinator in the family business. The other, his grandfather and the Chairman Emeritus, Mr. Ben Cheek III, who has just celebrated a remarkable 65 years of service at the company.

    Discover a heartfelt conversation of how 1st Franklin Financial has grown over the decades and explore how the development of new technology, like AI, impacts the installment lending industry. Throughout the conversation, the Cheeks reflect on their generational differences but continuously return to a truth that represents the heart of the company; adapting to technology should never mean losing sight of human connection and customer service.

    Guests:

    Mr. Ben Cheek III, Chairman Emeritus, 1st Franklin Financial

    Ben Cheek, Project Coordinator, 1st Franklin Financial

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    39 分
  • The History of Consumer Credit: A Conversation with the National Consumer Reporting Association
    2026/07/17

    In this episode of the AFSA Extra Credit Podcast, we sit down with Eric Ellman, President at the National Consumer Reporting Association. Ellman has been in the consumer credit and reporting space for almost 30 years and walks us through the history of consumer credit and its interesting anecdotes.

    Ellman takes us in a time machine back into the late 19th century to discover how merchant-based credit systems evolved into our modern national credit bureau, the role of the Fair Credit Reporting Act, and the significant challenges consumers have faced over the years.

    Guest: Eric Ellman, President, National Consumer Reporting Association

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    34 分
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