Already house poor or worried you might be? Grab a copy of House Poor:

https://moneybuyshappinessbooks.com/housepoorbook

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

In this new episode, Lloyd examines whether Australia’s property downturn is just a temporary correction or the beginning of a much larger shift. With inflation rising again, interest rate cuts being pushed further out, and property prices already falling across major cities, Lloyd breaks down what's driving the decline and what investors, homeowners, and renters should be watching closely.

◼️ Why are property prices falling despite Australia’s housing shortage?

◼️ Could higher interest rates trigger a much deeper housing correction?

◼️ What should homeowners, investors, and first-home buyers do next?

Timestamps:

00:00:00 - Introduction

00:00:45 - Are we heading for a recession?

00:01:35 - Inflation surges and rate cuts disappear

00:02:21 - Property prices falling across Australia

00:02:52 - Private credit and apartment oversupply

00:03:57 - Capital city price declines explained

00:04:13 - How interest rates are hurting property

00:05:01 - Recession risks and rising unemployment

00:05:50 - Negative equity and forced sales

00:06:17 - How far could prices fall?

00:06:46 - What could trigger a bigger crash?

00:07:02 - What could stop the decline?

00:07:45 - Lloyd’s strategy for buyers

00:08:16 - Should you buy property now?

00:08:51 - Avoiding FOMO and overleveraging

00:09:29 - Assets to avoid in this environment

00:09:44 - How Lloyd is positioning his portfolio

00:10:23 - Key lessons for property investors

00:11:07 - Final thoughts on the housing market

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-j-ross-26b7859/

https://www.facebook.com/lloyd.ross.7

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

DISCLAIMER

This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.