Prudence Zhu did everything right. She grew up in China, worked private equity in West Africa, earned an MBA, built a career in corporate finance, invested in real estate and stocks, and spent decades working toward her freedom number. Then she hit it — and nothing changed. The problems she thought money would solve were still there, sharper than ever. In this conversation with Rick Kahler, the certified financial therapist and author of A Couples Guide to Money unpacks what that anti-climactic moment taught her about the difference between financial knowledge and financial healing. She introduces her three-tier money scripts framework — what you believe alone, what you believe as a couple, and what culture and family wired into both of you long before you met. Hitting your number isn't the finish line. For a lot of people, it's where the real work finally begins.

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A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions.
Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values..