In this jam-packed episode, host Kerri Denney sits down with one of her favorite local lenders and close friends, Hannah Simpson, to break down why buying a home in Huntsville still makes financial sense—even with today’s higher interest rates. Hannah shares her personal homebuying story, expert insights on the current market, and an incredible limited-time offer that could save buyers thousands.

From navigating seller credits to understanding rate buy-downs, this episode is full of practical tips for buyers, especially first-timers and those relocating to the Rocket City. And yes, Kerri throws in a generous bonus offer of her own, making this dream team hard to beat!

Make sure to listen through to the end for details on Hannah’s exclusive rate incentive and Kerri’s inspection freebie!

What We Cover:

• Why Huntsville’s housing market is so stable and unique
• The truth about buying now vs. waiting for interest rates to drop
• How current market conditions actually favor buyers in key ways
• What really matters more: a price cut or getting seller-paid closing costs
• Hannah’s powerful 1-year lender-paid buy-down offer (and how much it could save you)
• Kerri’s own relocation story and what she wishes she’d known
• Real-life lessons from Hannah’s personal buying experience
• How the right lender + agent duo can transform your homebuying journey
• Why “marry the house, date the rate” still rings true (and when it doesn’t)

Through August 2025:

• 🏦 Hannah is offering a FREE 1-year, 1% rate buy-down for qualified buyers
• 🏠 Kerri will pay for your home inspection (up to $800 value) when you use Hannah as your lender and Kerri as your agent

Even if you’re listening after August, reach out—there may still be incentives available!

Connect with Hannah:

Phone: 256-520-2425

Email: hannah@neighborhoodloans.com

Website: www.neighborhoodloans.com/hannah-simpson

Don’t forget to follow the This is Huntsville Podcast to be notified when a new episode is available!

Visit my website to search for homes or learn more about the Huntsville area!

Connect with Kerri:

Facebook: https://www.facebook.com/kerridenneyrealtor/

IG: @yourhuntsvillerealtor

Access my Huntsville guides:

https://linktr.ee/welcomehomehuntsville