13: Is Your Homestead Actually Covered? Insurance for Farms, Farm Stands & Markets
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If you sell eggs at the end of your driveway, bring your products to a farmers market, or have people visiting your property, are you actually covered?
In this episode of Dirt & Drive, I sit down with insurance broker Cheri Martinen to walk through the different types of insurance homesteaders, farmers, and small business owners need to think about. We cover what to consider when you're selling at farmers markets and vendor events, running a farm stand, or making a product you sell in person or online.
We also get into the situations people rarely think to ask about: insuring your tractor and equipment, renting out an Airbnb on your property, hosting weddings and events, and running seasonal attractions like a pumpkin patch. Cheri breaks it all down in plain language, without the jargon.
If you're building a homestead, growing a farm business, or just getting started with a farm stand, this episode will help you ask the right questions before something goes wrong.
In this episode we cover:
- Insurance for selling at farmers markets and vendor events
- Coverage to think about for farm stands and products you make and sell
- Protecting equipment like tractors
- Insurance for Airbnbs, weddings, and events on your property
- Coverage for visitors and seasonal attractions like pumpkin patches
- The insurance industry's "dirty little secret"
🛡️ Connect with Cheri Martinen:
https://www.facebook.com/profile.php?id=61575834316721
https://www.linkedin.com/in/cheri-martinen-a6002725/
Instagram handle – cheri_martinen
Amazon Books - https://amzn.to/4ATk4to (affiliate)
Cheri Martinen – cherimartinen.com
Bancorp Insurance – Bancorpinsurance.com
🎙️ Follow Dirt & Drive:
https://www.youtube.com/@dirtanddrivepod
https://instagram.com/dirtanddrivepod
https://tiktok.com/@dirtanddrivepod
🐉 Follow Dragon Creek Ranch:
Shop Tallow: http://dragoncreek.org
https://facebook.com/dragoncreekranch
https://instagram.com/dragoncreek.ranch
https://tiktok.com/@dragoncreekranch
https://www.youtube.com/@Dragon_Creek_Ranch
If you enjoyed this episode, be sure to subscribe, leave a review, and share it with someone who’s building something from the ground up.
Dirt & Drive Podcast: Real conversations about building a business, working the land, and creating something that lasts.
Before you head out to pasture, remember, this is just people sharing opinions not medical, legal, or business advice. The opinions expressed here don't necessarily reflect the views of the host, Dragon Creek Ranch, or the Dirt & Drive Podcast. Always remember to do your own research. It's ok to get your hands a little dirty, but keep your rap sheet clean.
We sometimes share affiliate links to products mentioned and recommended in our podcast episodes, and if you click the link and purchase we make a small commission. All opinions are our own. Thanks for listening! This episode is for educational purposes only and isn't professional insurance advice. Talk to a licensed agent about your specific situation.