Bill Himpler, president of the American Financial Services Association (AFSA) joined the American Legal Record Podcast to discuss AFSA's mission, a macro look at the state of credit, mortgage borrowing, its relationship to the Consumer Financial Protection Bureau (CFPB), the regulatory environment, and what lies ahead re interest rates.

Himpler joined AFSA in 2004 and was elected president in October 2018. He previously headed the congressional relations office at the U.S. Department of Housing and Urban Development (HUD).

Prior to joining HUD, Himpler was director of legislative affairs for BGR Holding, LLC. He also worked Capitol Hil as tax counsel and legislative director for former U.S. Rep. Jerry Weller (R-Ill.), and as a senior legislative assistant for Rep. Charles Canady (R-Fla.)

Himpler attended the University of Steubenville, received his master's degree from Dominican House of Studies, and a law degree from The Catholic University of America.

Established in 1916, AFSA is a national trade association for the consumer credit industry in the United States. Headquartered in Washington, D.C., AFSA represents a wide range of financial services companies, including consumer and commercial finance companies, auto finance companies, mortgage lenders, credit card issuers, and industry suppliers. The association advocates for its members at both the federal and state levels, focusing on legal, regulatory, and legislative issues related to consumer credit.