02 - How do auto loans work?
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02 - How do auto loans work?
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Michael Crosa talks with Terri Stansell, President of Chattanooga First Federal Credit Union, and Susan Tate, a credit union employee, about getting an auto loan from a credit union. They explain the credit union membership application process and emphasize doing research on the car's history and value before purchasing. They advise getting pre-approved for financing so you have strength in negotiating at dealerships. They warn against letting dealerships run your credit since multiple hard inquiries can hurt your score. Overall, they present credit unions as an excellent option for auto loans because they offer lower rates, personalized service, and community focus compared to banks and other lenders.
Head to https://chattfirst.org/ to learn more about becoming a member at Chattanooga First Federal Credit Union.