Raising teens with financial wisdom (and boundaries) is no small task. Especially when we’re trying to help our kids avoid the same disastrous mistakes we made! In this episode, I sit down with Ryan…friend, financial advisor, and father, to talk about some of the struggles (especially financial) that come with raising adult kids.

We dive into:

• My kids college 529 savings account: What they are, how you get them, and how I helped my kids save for theirs.

• My two “keys” (ie rules) they must fulfill to access these accounts as adults.

• When and where I’ve let my kids struggle so that they can grow (and avoid the pitfalls I experienced).

• Why Marley is in Thailand on her humanitarian trip and how this connects to her financial and college future.

• • What is a Roth IRA and how can we all start saving better for our kids’ futures.
  • Some of the hilarious and probably ridiculous (but hopefully effective) ways I’m teaching my kids to value money and real-life experiences.

• 
  

  We talk about all things from finances to stuffing suitcases with mac & cheese and shampoo. It’s part financial strategy, part parenting therapy… and all heart. Whether you’re a single mom, a tired dad, or just trying to raise grounded kids, this one’s for you.

  
  

  Watch the full episode on YouTube here or head to https://www.youtube.com/@RealHeidiPowell.

  
  

  Here are the key moments from the episode:

  0:00 Why Marley Is Headed to Thailand

• 2:46 More About Marley’s Humanitarian Trip

  10:51 How Much the Average Kid Costs to Raise

  18:31 Who the Heck is Ryan?

  22:01 The Best Financial Lesson My Dad Taught Me

  33:01 How I Blew All of My College Money

  38:41 What is a 529 College Savings Account

  45:01 Roth IRAs and How to Build Your Kids’ to 5 Million Dollars!

  50:31 The TWO KEYS to My Kids’ College Money

  56:11 Why I’m Letting My Kids Struggle

  1:10:46 How to Introduce Financial Literacy at Home

  1:28:11 Preparing Your Kids for Life Without You

  1:34:01 What to Do When Your College Kid Calls in Crisis

  1:45:21 Final Thoughts on Growth, Grace & Letting Go

  
  

  Connect with Heidi:


  Website: https://heidipowell.net/

  Email: podcast@heidipowell.net

  Instagram: @realheidipowell

  Facebook: Heidi Powell

  YouTube: @RealHeidiPowell


  Train with Heidi on her Show Up App: https://www.showupfit.app/

  
  

  About Ryan:

  Ryan Isaac is a financial advisor and co-founder of Dentist Advisors. For the past 17 years, he’s been helping dentists make sense of money and big life decisions. He also hosts the Dentist Money™ Show, the most widely listened-to financial podcast for dentists over the last decade, where he talks about everything from investing and taxes to the real-life challenges of running a business.

In this deeply personal episode, I talk about launching my second bird into the world… my 18-year-old daughter, Marley. It was an emotional goodbye for the both of us that triggered all sorts of thoughts and feelings as a mom. Pride. Grief. Gratitude. And regret…for all the things I wish I’d done over the years before she left.

In this episode, I open up about the challenges I’m encountering as I learn to raise adult children as a single mom (yes, I said it), the silent ache of letting go, and the surprising ways I’m healing in the process. Hint…one of the ways may or may not be a HUGE surprise party for this daughter of mine who *said* she never wanted to be celebrated (but deep down that’s all she craved).

From co-parenting and sacrifice, to throwing that goodbye surprise party of a lifetime, I’m slowly learning to let my kids become who they are, and I’m sharing it all. This isn’t just a life update. It’s a love letter to motherhood, growth, and choosing to celebrate even through the heartbreak.

PS. UPDATE ON MATIX’S CHURCH MISSION INCLUDED!!

Watch the full episode on YouTube here or head to https://www.youtube.com/@RealHeidiPowell.

Here are the key moments from the episode:

0:07 A Life Update

2:00 Raising Adults Means Learning to Let Go

6:03 The Reality of Single Parenting

10:01 The Heavy Pressure of Being “Mom and Dad”

15:28 Marley’s Emotional Goodbye and the Thailand Trip

21:47 Why She’s “Projecting” and That’s Okay

24:14 The Empty House and What’s Next

25:24 How Matix Is Doing One Year Into His Two-Year Mission

31:05 The Farewell Party That Changed Everything

37:18 Regret, Guilt, and the Middle Child

46:02 What Marley Really Wanted All Along

50:17 Teaching Her Daughter to Speak Her Truth

Connect with Heidi:


Website: https://heidipowell.net/

Email: podcast@heidipowell.net

Instagram: @realheidipowell

Facebook: Heidi Powell

YouTube: @RealHeidiPowell


Train with Heidi on her Show Up App: https://www.showupfit.app/

I'm so excited to have Dr. Radhika Sharma back with us for another deep, vulnerable, and real conversation, the kind we all need but rarely have. Dr. Sharma is an Ob/Gyn, certified wellness coach, and co-host of the Double Scrub podcast. In this episode, we go there, from vaginas and hormones to PCOS, fibroids, menopause, and all the questions we’re too scared or ashamed to ask. Nothing is off-limits. This is about truth, empowerment, and finally getting answers with someone who truly gets it. Get ready to feel seen, supported, and a whole lot less alone.

Resources in this episode:

https://mysevawellness.com/

https://menopause.org/

Watch the full episode on YouTube here or head to https://www.youtube.com/@RealHeidiPowell.

Here are the key moments from the episode:

0:07 Dr. Sharma is Back!

1:05 Why We Don't Talk About Vaginas

6:32 Why Am I Still Bleeding?

11:00 Medications + Holistic Approaches for PCOS

19:49 Pain During Sex + Shame in the Exam Room

24:05 How to Find the Right Doctor

30:06 How to Ask for Hormone Testing

36:53 Birth Control vs HRT

41:54 Overtraining and Inflammation

46:21 Menopause Weight Gain

50:10 Depression After Menopause

53:51 Final Thoughts + More to Come

Connect with Heidi:


Website: https://heidipowell.net/

Email: podcast@heidipowell.net

Instagram: @realheidipowell

Facebook: Heidi Powell

YouTube: @RealHeidiPowell


Train with Heidi on her Show Up App: https://www.showupfit.app/

Connect with Dr. Radhika Sharma:

Website: https://busyobees.com/

Instagram: @busyobmama

TikTok: @busyobmama

LinkedIn: https://www.linkedin.com/in/radhika-sharma-994218143/

About Dr. Radhika Sharma:


Dr. Radhika Sharma is a board-certified OB-GYN, certified wellness coach, and co-host of The Double Scrub podcast. With a passion for women’s health, hormonal balance, and burnout prevention, she combines medical expertise with lived experience to empower women through every stage of life. She’s the co-author of “Thriving After Burnout” and has been featured in Fabulous Wisconsin for her work in health and wellness. Known for her relatable, no-fluff approach, Dr. Sharma speaks openly about the realities of aging, hormones, and self-care, helping women feel seen, supported, and confident in their health journey.