Is that all I did?

That question sits at the end of every life. The ones who answer it with regret are almost always the ones who waited too long.

Charlie Knox took his first mini retirement at around thirty. He walked away from a high-flying corporate career at its peak and spent a year travelling the world to figure out what he wanted next.

He came back, built a recruitment business from scratch and sold it as the top player in its niche. Disappeared to Asia for two years. Came back again and built a successful property development business. Every time he stepped away he returned to something better.

This is not an audiobook about giving up. It is an audiobook about waking up.

• Why the number you think you need is almost certainly too big

• The global arbitrage play: keep your property, rent it out and live somewhere warm for a fraction of the cost

• Why building your retirement plan around a government promise may be the biggest financial mistake you make

• Who are you without the job title? The identity question nobody else asks honestly

• Five questions that tell you whether you are ready or just scared

• The real cost of waiting: in health, in experiences and in years you will never get back

• A practical 12-month plan from decision to departure

Time is more important than money.

It is not how many years you have got left.

It is how many good years you have got left.

The window is open. This book shows you how to use it.