Money management made simple!

The word "finance" strikes fear into the hearts of many. Despite their intelligence in every other area of life, they can’t seem to figure out how to make a budget and stick to it, why they have no money left at the end of each month, or a way to get out of debt. Even those who are doing a little better find themselves mystified by portfolios, interest rates, and how the stock market works.

If you belong to either of these groups, there’s no need to feel ashamed. These subjects are complicated, and they’re not always taught in school. But when an expert breaks them down and explains them properly, they become far easier to understand. Armed with the right knowledge, anyone can save money, have a retirement account and an emergency fund, and even invest in stocks and bonds.

Finances and You is a concise, fact-filled resource that aims to demystify the world of personal finance. With information and exercises to take charge of your wallet, it’s a vital tool to have in your back pocket.

In Finances and You, you’ll discover:

• How to measure your net worth with financial statements, like a balance sheet
• A step-by-step system to set a budget you can stick to
• How to put aside the perfect amount of money for extracurricular activities
• Ways to examine your personal assets and liabilities, and why this knowledge is vital to your financial health
• The time value of money, which explains how money is more valuable in the present than the future
• The impact of debt on physical and mental health, relationships, and emotions
• Why everyone needs emergency savings, even if you’re in debt, and how to set money aside for that goal
• How to determine your investment style before getting started in the stock market
• Sample portfolio allocations to minimize risk and maximize returns
• The pros and cons of mutual funds, bonds, and commodities and futures
• Finances of the individual, the corporation, and the state, and how finance differs from economics
• The best websites and apps to guide you along your financial journey
• Worksheets and calculators to plan out your household budget, financial plan, and rainy day fund
• And much more!

Finances and You is the perfect book for anyone who wants to learn more about money management. With complicated topics explained in clear, simple terms, you’ll come out knowing much more than when you went in - and your bank account will reflect it!

To save money, get out of debt, and invest your earnings, scroll up, and one-click Finances and You today!