『Fair Credit Reporting Act: 15 U.S.C 1681 Revised March 2026 – Your Money Yor Goals : A Financial Empowerment Toolkit - 2 Books In One』のカバーアート

Fair Credit Reporting Act: 15 U.S.C 1681 Revised March 2026 – Your Money Yor Goals : A Financial Empowerment Toolkit - 2 Books In One

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期間限定：2026年10月19日(日本時間)に終了
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Fair Credit Reporting Act: 15 U.S.C 1681 Revised March 2026 – Your Money Yor Goals : A Financial Empowerment Toolkit - 2 Books In One

著者： Federal Trade Commission - Consumer Financial Protection Bureau
ナレーター： Tom Brooks
プレミアムプランを無料で試す プレミアムプランを無料で試す

30日間の無料体験後は月額￥1500で自動更新します。いつでも退会できます。

30日間の無料体験後は月額￥1500で自動更新します。いつでも退会できます。

￥2,200 で購入

￥2,200 で購入

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Your credit report can open doors—or quietly close them. A single error, unpaid balance, identity-theft entry, or misunderstood debt can affect the cost of borrowing, housing, insurance, and even employment opportunities. This practical, plain-English resource helps readers take control before a confusing financial problem becomes an expensive setback in life.Combining the full 2026 text of the Fair Credit Reporting Act (FCRA), 15 U.S.C. §1681 et seq., with the Consumer Financial Protection Bureau’s Your Money, Your Goals financial empowerment toolkit, this all-in-one reference puts consumer credit law and practical money management together in one place. It is designed for consumers, advocates, counselors, educators, and anyone seeking clearer answers about credit reports, credit scores, debt, budgeting, savings, financial products, and identity protection.Readers can consult the FCRA’s provisions on consumer reporting agencies, permissible uses of consumer reports, free credit report access, dispute procedures, employment reports, adverse-action notices, privacy, fraud alerts, identity-theft blocks, furnishers of information, and civil liability. The included toolkit turns that legal framework into action with worksheets and guidance for setting SMART financial goals, building an emergency fund, tracking income and benefits, paying bills, creating a cash-flow budget, prioritizing expenses, managing student loans and medical debt, responding to debt collectors, comparing bank accounts and prepaid cards, correcting credit-report errors, avoiding scams, and protecting personal information.Whether you want to improve credit, repair credit report mistakes, reduce debt, prepare for a loan, better understand consumer rights, or help clients build lasting financial stability, this volume offers dependable government-source material without hype. Keep it close as a practical financial literacy guide, a consumer rights reference, and a useful companion for navigating the everyday decisions that shape your financial future. Its checklists, explanations, and ready-to-use tools make a complicated subject more approachable when your next financial decision cannot wait or afford delays.©2026 2026 (P)2026 Tom Brooks
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