What if debt wasn’t just a financial problem—but a moral and cultural one?

In Beyond Material Salvation, Licensed Insolvency Trustee Shawn Stack pulls back the curtain on Canada’s debt system, exposing how insolvency isn’t just about numbers—it’s about identity, shame, exploitation, and the stories we’re told about what we owe and to whom.

With the insight of a professional and the compassion of someone who’s seen real people in crisis, Stack challenges the myths surrounding bankruptcy, credit counselling, and “financial responsibility.” He offers an unflinching look at how the system often rewards silence and shame while punishing honesty and vulnerability.

Drawing from personal experiences—including a life-altering encounter in Jakarta during the 1998 financial collapse—philosophy, economics, and lived case examples, this book invites listeners to rethink:

• The moral weight we attach to money, competence, and success
• How we confuse sameness with fairness in times of scarcity
• The toxic ideology of Material Salvationism and hustle culture
• Why vulnerability is not failure—but the beginning of authenticity
• How bankruptcy can be a path to renewal, not ruin

You’ll learn how the Canadian insolvency system actually works—including consumer proposals, surplus income rules, trustee responsibilities, and common traps that debtors fall into. But more importantly, you’ll learn to see yourself and others through a new lens—one that honours dignity over credit scores.

Whether you're in debt, know someone who is, or just want to understand how money shapes morality in the modern world, this is a book that will change how you think about value—financial and human.

Raw. Philosophical. Practical. Liberating.

This is not just a guidebook for getting out of debt. It’s a manifesto for getting free.