『College Planning Made Simple: Financial Aid, FAFSA, and Smart Saving Strategies』のカバーアート

College Planning Made Simple: Financial Aid, FAFSA, and Smart Saving Strategies

College Planning Made Simple: Financial Aid, FAFSA, and Smart Saving Strategies

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概要
Paying for college can be complicated, but understanding your options can make all the difference. On this episode of McNamara on Money, host Justin McNamara welcomes Julie Shields-Rutina of the Massachusetts Educational Financing Authority (MEFA) to discuss college savings, admissions, and financial aid. They explain how the college application and financial aid processes work together, what families need to know about the simplified FAFSA, and how the Student Aid Index (SAI) affects financial aid eligibility. They also explore the differences between the FAFSA and CSS Profile and how colleges evaluate a family's financial circumstances. From grants and scholarships to work-study programs, federal student loans, and 529 college savings plans, Justin and Julie break down the options available to help families manage the rising cost of higher education. They also discuss tuition-free community college programs, outside scholarships, and private education loans. Whether you're preparing to send a child to college or planning years in advance, this episode offers practical guidance to help you make informed decisions and avoid unnecessary financial stress. McNamara Financial is a family-owned, independent, fee-only financial planning and investment management firm. For over 30 years, we’ve helped individuals and families on the South Shore and beyond navigate their financial futures with clarity, confidence, and care. 💼 Come see what it’s like to work with a fiduciary. http://mcnamarafinancial.com 📅 Want to speak with the team at McNamara Financial? Schedule a consultation today: 👉 https://mcnamarafinancial.com/contact
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