How to achieve financial stability, without working overtime, even if you're drowning in debt.

Are you kept up at night worrying about your finances? Wondering how you’re going to make that paycheck stretch over the entire month?

America's Debt Help Organization estimates that 87% of people aged 36 to 44 are in debt. Even more shockingly, though, the average personal debt in December 2018 for this age group was $135,768.

However, what’s even more frightening are the situations that we cannot predict. If there is one thing that people have learned from the COVID-19 pandemic, it’s that we can never fully predict what is going to happen. In December 2019, who would have predicted that only a few months later, millions of people across the world would lose their jobs? For that exact reason, having savings to catch you when you fall is absolutely essential.

In A Spender’s Guide to Saving, you’ll discover:

• The psychological reasons behind why we spend, save and accrue debt
• The quickest and most effective ways to pay off your debt
• How to keep credit as your best friend rather than your worst enemy
• The most effective tools for tracking your spending
• Why you aren’t currently making your money go as far as it can
• The best action to take with the money that you have saved
• Three detrimental mistakes that people make when trying to save
• The safest investment options for new investors

In the UK alone, 39% of adults do not feel confident managing their money. This is because it is not a skill that we are taught from a young age and, therefore, the burden falls upon us to educate ourselves.

If you're committed to achieving the financial goals you set for yourself and ready to leave the sleepless nights behind, download your audiobook now!