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¿Por qué algunas personas ahorran cada céntimo y otras derrochan sin mesura? ¿Por qué algunas generan dinero con mucha facilidad y otras sobreviven día a día? ¿Por qué algunas planifican sus finanzas al detalle y otras se limitan a improvisar?

With the recent cost of living crisis, we are all looking for ways to cut bills and save money. Ann Russell, who is best known as 'TikTok's Auntie', has lived much of her life on a tight budget, and since energy bills first started rising, has been answering fan's questions not just about cleaning but about all kinds of ways to economise. Following on from her first book, How to Clean Everything, in How to Save Money Ann will share her advice on the best ways to save money and cut back in all sorts of areas.

According to Experian’s Annual Credit Review, 16 percent of Americans have credit scores between 300 and 579, and another 18 percent have “fair” credit scores up to 669. But even if you’re barely squeaking by with a “fair” credit score…it only takes one late payment to send your FICO score plummeting down.

Find the solutions that work best to improve your personal financial situation—from saving, investing, and improving your income to taxes, debt management, and insurance. You will find all of the money tips and tricks to get your finances in order.

Imagine feeling secure in your financial future, and having the ability to live the life you have always dreamed of. In this comprehensive guide, you'll discover the secrets to achieving financial freedom, and the tools you need to take control of your finances once and for all. You'll learn how to shift your thinking around money and become empowered to make the best decisions for yourself and your financial future.

Wealth Your Way is your practical path to financial freedom—without the fluff. This isn't another generic money book telling you what to buy or which "system" to follow. Instead, it's a powerful roadmap that helps you build your own decision-making framework so you can create lasting wealth and live life on your terms.

Americans today face retirement with a mix of hope and trepidation. Hope—that their health will hold out long enough to let them do what they want for decades. And trepidation—that they might not have enough wealth to fund it. But creating a viable, sustainable retirement plan is easier than you think. In It’s All About the Income, award-winning financial planner and bestselling author Michael Lynch lays out a simple, straightforward system for determining when you really have enough money to call it quits.

Greed. Exploitation. And so many fees. All hiding in plain sight. That’s your financial advisor. Whose services and advice have become the outdated VHS player of retirement. In Fire Your Financial Advisor: 40 Years of Greed and Exploitation of the American Retiree, and How You Can Fight Back, Greg Aler tells the story of how the financial industry created a trillion-dollar empire by withholding information while over-charging and under-servicing retirees regarding the real risks of retirement.

An indispensable approach to personal finance, perfect for any person seeking relief from money struggles and all individuals and families who want to create a robust and healthy money legacy for their lives.

Tired of stressing over money like it’s your full-time job? Master Your Money Mindset Life is here to turn you from “I can’t afford guac” into “I bought the avocado farm.” Learn how to make money 24/7, invest without losing sleep (or your shirt), and build habits that turn pocket change into prosperity. This isn’t your grandma’s “save every penny” advice—it’s a mindset shift with real-world strategies. Whether you’re starting from zero or ready to level up, you’ll discover how to make money work harder than you do. Warning: side effects may include passive income and spontaneous happy dancing.

In seinem Buch beschreibt Finanzexperte Bernd Reintgen die wichtigsten Geldanlagen und vermittelt das Wissen, wie Sie sich wirklich ein Vermögen aufbauen und erhalten. Wer für sein Alter vorsorgen will und sein Geld für sich arbeiten lassen möchte, hat mit diesem Finanzratgeber das richtige Werkzeug in den Händen. Die meisten Menschen stecken ihr Geld jahrelang in Sparbücher, Festgeld- oder Tagesgeldkonten, Bausparverträge oder festverzinsliche Wertpapiere – und glauben, dass sie dadurch langfristig Vermögen aufbauen. Doch Sparen allein reicht längst nicht mehr, um Wohlstand zu erreichen.

Your wealth should not live and die with the downturns and upticks of the stock market. But if your advisor stuck you with a prehistoric investment model of stocks and bonds, your heart drops—along with your portfolio value—any time the market takes a tumble. You’re ready to escape the volatility and mitigate the risk in your portfolio, but you’re not sure where to turn. Everywhere you look, it’s the same approach packaged differently.

In Happy Money Happy Life: A Multidimensional Approach to Health, Wealth, and Financial Freedom, celebrated writer, speaker, and entrepreneur Jason Vitug delivers an exciting and practical discussion at the intersection of our mental and emotional health and our money. You’ll explore the importance of physical and spiritual wellbeing, the interconnectedness of environmental comfort, meaningful work, and social connections as you learn to live a healthier, wealthier, and happier life.

Debt is common among most people because it provides short-term funds for long-term assets. While debt is sometimes viewed as a necessary evil, having too much of it can be detrimental to your financial health. This book will explain what debt is, how it works, and how to manage it safely. Discuss the various types of debt and the potential pitfalls of over-indebtedness. So if you want to better understand debt and how it affects your finances, keep reading! You can keep your financial health in check by understanding the basic principles of debt and taking steps to deal with it responsibly.

If you are entering a new relationship, getting ready to get married, or if you have been together for years, you will gain knowledge from this book and the user-friendly resources.

Coupon Cheats, Hacks, Hints, Tips, and Tricks to Help You Save Even More Money is a comprehensive guide to getting the most out of your coupons. Whether you're a seasoned couponer or just getting started, you'll find valuable cheats, hacks, hints, tips, and tricks to help you save money on your shopping trips.

This bundle is a comprehensive guide to investing wisely and intelligently, designed to help listeners make informed decisions and grow their wealth over time. The bundle includes audiobooks that cover a range of topics, from the basics of investing to more advanced strategies for maximizing returns and managing risk. You will learn about the principles of investing, the different types of investments available, and how to create a diversified portfolio. You will also gain insight into the latest investment trends and strategies for achieving financial freedom.

Investing your money is a crucial part of building wealth and achieving financial goals. There are many different types of investments to choose from, each with their own set of risks and potential returns. It can be a bit overwhelming especially if you're new to the world of investing. In this audiobook, we'll cover the basics of money investing so you can feel more confident in your decisions. You will learn how to develop a plan for your investments and diversify your portfolio.

Investing in 2023 During a Recession: Strategies for Building Wealth is a comprehensive guide for investors looking to navigate the challenges of a recession and build wealth over the long term. The book covers a range of topics, including diversification, risk management, long-term investing, real estate investing, alternative investments, cash reserves, and working with financial professionals.

Financial success is the ability to achieve your financial goals and have the financial stability and resources to live the life you want. It's a state of being where you have control over your financial situation and are able to meet your financial obligations and achieve your financial goals. This bundle will teach you the knowledge and tools you need to make informed financial decisions and take control of your financial future. You will learn to be proactive about your finances, set financial goals, and develop a plan to achieve them.