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In the American healthcare system, ignorance is not bliss. We are all paying the price for ever-increasing medical costs and the accompanying loss of quality care.

A journalist recounts the surprising history of accidents and reveals how they’ve come to define all that’s wrong with America. We hear it all the time: “Sorry, it was just an accident.” And we’ve been deeply conditioned to just accept that explanation and move on. But as Jessie Singer...

From the bestselling author of Team of Teams and My Share of the Task, an entirely new way to understand risk and master the unknown. Retired four-star general Stan McChrystal has lived a life associated with the deadly risks of combat. From his first day at West Point, to his years in...

Brought to you by Penguin. We may not be able to see the future, but Control can teach us how to improve our resistance and build a strong defense against what we know -- and what we don't. Retired four-star general Stan McChrystal has lived a life associated with the deadly risks of combat; he...

The idea of writing this book was to capture the humble origin of insurance from a casual chat in a coffee house (not in a court or parliament), then the various case laws that cemented the fundamental principles.

Struggling to meet your sales goals? Struggling to develop your life practice? Struggling to close life policies? Dealing with chargebacks when you shouldn't be? This audiobook might help. If you'd liked my other work this audiobook will blow you away. It's packed with questions, slick statements, and ways to deal with common life agent issues. I hope you enjoy the second and latest edition to “I Only Smoke When I Drink…”.

Several large, well-known insurance carriers have begun raising insurance costs on large blocks of senior and elder-owned life insurance policies to make up for underperforming investment portfolios. These rate increases have increased the percentage of lapse on a massive scale and in most cases can be detected and adjusted for to save the policy.

What is the "Gap"? For financial professionals, it is the gap between their current income and their potential income - and it's profound. The fact is, most financial industry pros have a massive, untapped income potential. Most are "just getting by" when they could be living the life of their dreams. But how do they bridge the Gap in way best that serves both themselves and their clients? Jim Effner has the answer. If you're tired of staring into the Gap and ready to leap into the world of the top producer, buy this audiobook. Then hold on. It's going to be an exciting ride!

Attract the right clients who will step up your sales game! In The Secret Art of Selling Insurance, award-winning educator and top sales producer Ana-Maria Figueredo helps you to level-up your sales game. Learn industry secrets, find the right insurance customers, and get the professional recognition you deserve!

This is the ultimate guide and reference book for anyone who will use medical care or have insurance questions. If you don't have a professional advocate or someone to advocate on your behalf effectively, this is the advocate for you. Inside Patient Advocacy Matters II, you will find more updates from the first edition that keep up with the ever-changes tides of healthcare.

There's been a lot of talk recently about metrics and key performance indicators (KPIs). But, what does it all mean? Metrics can mean everything, or they can mean nothing. I know what you're thinking. "I started my insurance agency so I could pore through mounds of data and spend hours looking over spreadsheets," said no one ever! That's why I wrote the book.

People often ask me to help them assess what their odds of success will be in some new endeavor: What are my odds of succeeding as a full-time blogger? What are my odds of succeeding as an indie game developer? What are my odds of succeeding as an entrepreneur? On the surface it seems intelligent to assess your risks before embarking on a new venture. Unfortunately the way I’ve seen most people do this is rather silly.

For over 100 years, Insurers have stood by customers at some of the toughest moments in their lives, and helped allow people to go about their lives and pursue their business ideas without having to worry about the risks involved. Today, those customers have different expectations for how they want to do business and be served. And those expectations are changing faster than ever before. The industry has faced many headwinds, making it difficult to keep up with change - regulation, bureaucracy, system constraints, past technology project pain, thin margins, etc.

In this landmark book, author Tony Caldwell takes you step-by-step through the thinking, mindset, skill sets, and checklists you need to launch and successfully operate an independent insurance agency. Utilizing his proven method, he not only challenges you to dream your vision so well you can articulate it, but he also provides the practical tools and expertise to help you grow while avoiding common pitfalls. Done the right way, your business will grow into a noble endeavor to benefit your community.

The claims process has become so automated that legitimate claims are denied without ever being seen by human eyes. Exceptions and exclusions are buried within small print that can bury your claim. Many claims departments operate under a culture of paranoia in which legitimate claims are denied, sometimes accidentally, sometimes not. Commercial and individual policyholders pay premiums with the understanding that insurers will pay claims fairly, fully, and promptly. It’s time for the insurance industry to Pay Up!.

Perfect for businesswomen of all ages. Tawnie Breaux creates a straightforward, get to the point guide for mastering the art of self-confidence using lessons learned from years of experience in a male-dominated industry. If you are ready to take your career to the next level, exceed financial goals, care for your family, and take that much-needed vacation, this book will set you apart from the general rat race and help get you there faster. Creating a successful career starts with a few simple strategies. Enjoy these everyday tips to unlock your power and know your worth.

Can learning about Medicare actually be fun? Probably not, but it doesn’t have to be miserable like most books will make you feel. Medicare for the Lazy Man is a quick and thorough guide created by a highly qualified expert. It will show how to slide through that encounter with Medicare and squirt out the other side with the best protection available on the market today. In very short order listeners will learn exactly what needs to be done and when.

One in five Americans now has medical debt in collections and rising health care costs today threaten every small business in America. Dr Makary, one of the nation's leading health care experts, travels across America and details why health care has become a bubble. Drawing from on-the-ground stories, his research and his own experience, The Price We Pay paints a vivid picture of price-gouging, middlemen and a series of elusive money games in need of a serious shake-up.

Financial freedom is just a distant dream for many of us. But what if I tell you that there is an easy way for you to earn a passive income with little to no investment? This audiobook will give you important information on how to earn passive income, and not just that! This supplemental income can eventually become your key to financial freedom if you do things right, and this audiobook will tell you how!

Change is coming to insurance. The tradition-bound P&C industry is on the cusp of the most radical change since the invention of the automobile. And leaders are unprepared for the size, scale, and speed of what's to come from the wave of millennials, new technology, and venture capital funding coming our way. Insurance has been largely immune to upheavals for reasons that startups do not comprehend. But this time is truly different. Forces have been unleashed that will upend the industry sooner than you think.

Authored by a medical expert with vast experience in social security disability adjudication and who served as medical director for a major private disability insurance carrier, this audiobook explains the most effective way to document the strongest medical case possible. It’ll also help you sidestep common pitfalls. This book is also valuable to attorneys, doctors, educators, physicians who provide disability evaluations and court testimony, insurance and government administrators, financial planners, disability advocates, and case managers.

Financial Self-Defense provides the listener a complete step-by-step introduction on the practical and effective strategies they can take to insulate every type of asset from losses due to lawsuits, bankruptcy, divorce, tax problems, foreclosure, and other financial disasters. The audiobook also demonstrates the need for defensive planning and how defensive planning can be advantageously integrated with estate, tax, investment, and other financial planning objectives.

In Busting the Real Estate Investment Lies, real estate expert Jimmy Vreeland has teamed up with life insurance guru Kim Butler to show you how to break the middle-class myth and find financial freedom through the time-tested method of combining real estate with whole life insurance. Tackling the eight most common misconceptions about real estate investment - from thinking debt is bad to believing property ownership will eat your time - they lay out their proven eight-step plan for strategically building wealth.

The Gift of Money is a simple and easy audiobook that discusses basic money concepts. The author, Deanna Marchionda, reveals in each chapter a gift of money. Each gift is a concept that the author and her team of professionals teach to clients to improve their financial situations. Deanna Marchionda has spent nearly two decades in the financial industry and has developed a brilliant way of using stories to explain complex financial concepts and make them simple and easy to understand.

Multimillion-dollar companies around the world are losing millions, and they don’t even know it. In the past, non-financial risk (safety) has been approached from a sociological and psychological perspective. Risk Dollarisation presents the financial approach to non-financial risk. This is a quantitative, factual,and measurable account of your business' damage costs.

Struggling to close P&C sales? Tired of every client forcing you to compete on price, because someone saw a TV ad that promised free insurance? In this second edition I have put together closing tips, slick statements, qualifying questions, and rebuttals to help you drive value based sales conversations.

Looking for some new life insurance sales insights? Struggling to move the dial on your sales? Find yourself on cruise control? Phone not ringing? In this second edition, I've packed new tricks, tips, and strategies to help you do just that...move the dial on your life business. Selling isn't easy, especially now in this time of hyper competition and insure-tech.

Everyday, thousands of people request and receive proof of someone else's Commercial General Liability (CGL) insurance. In this audiobook, attorney and insurance professional Dwight M. Kealy walks the listener through memorable answers to many questions that are faced everyday by insurance professionals, attorneys, risk managers, and any business, that regularly deals with insurance requirements.

Vive Tu Seguro de Vida le muestra exactamente cómo puede aprovechar una de las herramientas financieras más comunes, pero malentendidas. En él, descubrirá exactamente cómo puede usar su seguro de vida para beneficiarlo mientras esté vivo - y le ayudará a construir seguridad financiera. Además, le revelará maneras de sacar el máximo provecho de su póliza sin importar la edad que tenga.

When a marketing rep comes into your office or someone from the management team and tells you to "sell the value", how often do you find yourself rolling your eyes? As a former agency owner and now a consultant, I often find myself spouting the same slogan. Why? Because, I have done it and done it quite successfully. Whenever a rep came into my office and told me to sell the value of carrier X, I would think that’s something an expensive company would say or an overpriced company, because what else could they say?