Financial adviser James Millard joins Glen to do a full strategic breakdown of the 849b case study - the young Brisbane family juggling a mortgage, kids, a credit card, a possible inheritance and a whole lot of financial stress. James takes the time to walk through:

👉🏾 the real questions he’d ask

👉🏿 assumptions he’d test about income, kids, cashflow & spending

👉🏻 the strategy

👉 the four-stack framework he uses with clients

👉🏽 the value of the advice

James is a financial adviser at Sufficient Funds: https://sufficientfunds.com.au/

Watch this episode on Youtube here: https://youtu.be/r9hCFBMWysY

Watch money money money on Youtube: https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Glen sits down solo and answers your questions! He touches on:

👉🏿 income protection exclusions for a bad ankle

👉🏻 budgeting for Christmas - help!

👉 car dilemma - repair or sell?

👉🏼 VDHG tax fears - move to VDAL?

👉🏽 are pre-auction offers worth it?

Subscribe to this is investing: www.youtube.com/@thisisinvesting

Watch money money money on Youtube: https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Recorded live at our Newcastle podcast studio launch, today's episode is a little different to usual. Glen brings some advisers & property experts on stage to weigh in on a young family's financial case study followed by some quick fire money trivia in the second half with listeners, Alec, Toby, Gina and Yolanda.

Check out the adviser deep dives into the case study below!

James Millard from Sufficient Funds: https://youtu.be/r9hCFBMWysY

Scott Taylor from Everest Wealth: https://youtu.be/O_OibQE0rc8

Check out Behind The Barcode podcast series here: https://bwaa.co/mmm-podcast

And the Baptist World Aid Ethical Fashion Guide: https://baptistworldaid.org.au/resources/ethical-fashion-guide/

Watch money money money on Youtube: https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

John Pidgeon and Rachelle Kroon from this is property join Glen on today's show to break down APRA’s new debt-to-income ratio (DTI) lending changes coming February 2026 and some community questions.

👉🏾 how to answer “what’s your expected salary?” for a new role

👉🏿 what APRA’s DTI rules really mean and who will be affected

👉🏻 navigating financial hardship & support options

👉 investing for kids and teens (check out our blog post below)

👉🏼 smarter to sell or keep as an investment when upgrading the family home?

6 ways to invest for kids: https://www.moneypodcast.com.au/blog/investment-for-kids-6-ways-to-invest-for-your-kids

Watch money money money on Youtube: https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Glen sits down with financial advisers Dawn Thomas and Michelle Flanagan for a candid chat about careers, women in leadership, money habits + some quickfire investing questions.

👉🏾 Michelle's instrumental role in Glen's career

👉🏿 Michelle's path into financial advice and entering a male dominated industry

👉🏻 Dawn’s path into financial advice

👉 leadership styles

👉🏼 what do Glen, Michelle and Dawn do with their money?

👉🏽 what makes a successful investor?

👉🏾 invest inside or outside of super and why?

👉🏿 invest or pay down the mortgage?

👉🏻 what's your definition of success and have you achieved it?

👉 what’s one line that should be on your tombstone?

👉🏼 what's been your best investment to date?

👉🏽 Dawn and Michelle's parting tips about making sure your super is set up correctly & the value of advice

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Casey Beros is a health journalist and author of Next of Kin, a guide for anyone who might one day care for someone they love. In this episode originally recorded for our Retire Right show, Casey and Glen talk about the emotional, practical and often confusing realities of caring for ageing parents like navigating the system and having the hard conversations most families avoid.

👉 what makes for a "good death"?

👉🏼 why Casey wrote Next of Kin

👉🏽 becoming the primary caregiver for a parent

👉🏾 why caregiving is almost never 50/50 with siblings

👉🏿 Casey’s dad’s diagnosis + what followed

👉🏻 how to talk about death, wishes & responsibilities with family

👉 the unexpected richness in the final years

👉🏼 keepsake ideas

👉🏽 the role of a death doula

👉🏿 voluntary assisted dying - options & the process

Check out Next of Kin: https://amzn.to/4i84DVz

Connect with Casey: https://www.instagram.com/caseyberos/

Website: https://www.caseyberos.com/

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Leadership speaker, mentalist and friend of the show Shane Hatton joins Glen in today’s episode to dive into your money questions:

👉🏻 if I have a 2nd job can I salary sacrifice 100% of it to super?

👉 I'm considering buying a 1 bed unit investment property with 20% deposit using cash not equity

👉🏼 why is my kid's bank account getting taxed $20/month?

👉🏽 m3 community question: would you tell your friends how much you earn?

👉🏾 GJ shares a tip for creating a cash buffer separate to your emergency fund

👉🏿 the afterparty: Shane does some crazy mentalist tricks on Studio manager Ryan!

Investing for Kids blog: https://www.moneypodcast.com.au/blog/investment-for-kids-6-ways-to-invest-for-your-kids

Check out Shane Hatton's website: https://shanemhatton.com/

Follow Shane's mentalist Instagram: https://www.instagram.com/shanethementalist/?hl=en

Watch this episode on Youtube: https://youtu.be/aFUy0MQjbvc

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Jody Fitzgerald from Australian Retirement Trust chats with Glen about super and market movements in recent years:

👉🏾 the 2-speed economy - post-covid shifts, the Ukraine war, Trump, the MAG7 and global economy health

👉🏿 Jody's role at ART, how her team manages and invests super funds + exploring AI

👉🏻 what key market trends have Jody and her team noticed? Is there a bubble?

👉 an update on what's happening in superannuation

👉🏼 what advice would Jody give to other women keen on working in the finance industry?

👉🏽 what super or investing resolutions should people make for the new year?

👉🏾 a quick chat about tariffs

Check out Australian Retirement Trust here: https://art.com.au

This is a sponsored episode.

Watch this episode on Youtube: https://youtu.be/X_nujrQC4aE

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.